Recessions and stock market crashes are inevitable in a market-based economy, but few Americans realize that their investments face risks far greater than falling stock prices. Because of largely unknown legal changes, millions of Americans could temporarily or even permanently lose their retirement and other investment savings in the next major financial crash, all while too-big-to-fail Wall Street firms and banks are protected. That might sound like a wild conspiracy theory, but the danger is real and well documented. How Wall Street centralized ownership of your investments Beginning in the 1970s, at the request of powerful Wall Street and banking...