The Biden-Harris team has signaled that it’s gearing up for an “October Surprise” on student loan cancellation — although it might come even sooner, sneaking in before early voting starts. Once again, they are trying to shift hundreds of billions of dollars in loans onto the 90% of Americans who don’t owe student debt, to gain favor with voters who do. And this time they’ve added a brazen direct-marketing campaign to appeal to those indebted voters, just ahead of the presidential election. Their new loan-forgiveness effort is particularly devious because it is designed with the administration’s previous court losses in...