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Wisconsin family braces for loss of ACA tax credits
Channel3000 News ^ | November 19, 2025 | Arman Rhaman

Posted on 11/19/2025 7:00:28 AM PST by Diana in Wisconsin

MADISON, Wis. — A Wisconsin woman who gets her health insurance through the Affordable Care Act says she’s bracing for next year — when tax credits expire.

“This is going to hurt our family,” Shana Verstegen, a Madison fitness instructor, log roller, and mother, told News 3 Now Tuesday.

Like log rolling, raising a family requires a lot of risk. “We have two young boys and don't feel good about not having health insurance with the two boys,” Verstegen said.

However, Verstegen and her husband are now preparing to pay a lot more for peace of mind next year.

“It's really, really adding up,” she said.

If the enhanced tax credit for Affordable Care Act customers is allowed to run out, they’ll have to pay an extra $2,500 a year.

“We've already had to make so many cuts in everything else, and with the prices of groceries and childcare and electricity and everything going up, it's a really big impact for our family,” Verstegen said.

According to Gov. Tony Evers and Wisconsin's Office of the Commissioner of Insurance, a family of four on Obamacare making $130,000 a year could see their premiums double if they’re in Dane County or triple if they live in Barron County.

“It's important to point out that our increase is small change compared to what a lot of people are going to have to go through,” Verstegen said.

She took her fast feet to Capitol Hill to speak to lawmakers on both sides of the aisle about the impact this will have on her and other families.

This was before the government shutdown ended, with talks about extending the tax credit tabled for a later date.

“They gave up on us, you know, we feel like the Democrats caved,” Verstegen said. “We have one month until we have to make that decision about what our healthcare is next year, and we pay that first premium for 2026, and a lot of the things being put on the table are not quick fixes.”

“If we're going to cut some of our kids’ activities, my husband is looking at other places to work that would provide more funding toward health care — we don't want to do that. We have been at our job for almost 30 years,” Verstegen said, “and the fact that we're being punished for this hard work, by the loss of these premium tax credits, really, really strikes a nerve.”

According to local insurance agents, there are concerns that more people who are healthy may decide not to have health insurance because it’s not affordable anymore without the tax credit.

This could cause companies to raise rates for others who depend on insurance coverage because the risk pool would be higher.


TOPICS: Business/Economy; Conspiracy; Health/Medicine; Society
KEYWORDS: 0bamacare; aca; logroller; mom

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A target-rich environment with this one...
1 posted on 11/19/2025 7:00:28 AM PST by Diana in Wisconsin
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To: Diana in Wisconsin

$2500 a year should be manageable to a family with 130,000 in income.


2 posted on 11/19/2025 7:01:45 AM PST by Fido969
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To: Diana in Wisconsin

Here come the Obamacare sob stories. The Republicans need to extend the “temporary COVID” expansion of subsidies or else families will lose their health insurance and die!!!!


3 posted on 11/19/2025 7:02:53 AM PST by Opinionated Blowhard (When the people find that they can vote themselves money, that will herald the end of the republic.)
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To: Diana in Wisconsin

Don’t care, nothing that demands a service be provided of another is a right, it is slavery to force it.

Healthcare is not a right. End this government slavery and get back to actual charity and affordable private insurance if you really want to help the disadvantaged.


4 posted on 11/19/2025 7:03:31 AM PST by Skwor
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To: Diana in Wisconsin
Obamacare is so affordable, people can barely afford it even WITH massive government socialism... I mean, "subsidies".

Never forget that Obamacare was passed on a Sunday, Christmas Eve, no less, without a single Republican vote in its favor.

5 posted on 11/19/2025 7:03:59 AM PST by Sicon ("All animals are equal, but some animals are more equal than others." - G. Orwell)
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To: Diana in Wisconsin

Another epic sob story. It’s all the media know. It’s the go-to crutch to advance their propaganda.


6 posted on 11/19/2025 7:06:28 AM PST by WashingtonSource
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To: Diana in Wisconsin

“If the enhanced tax credit for Affordable Care Act customers is allowed to run out, they’ll have to pay an extra $2,500 a year.”

That’s not a lot of money when you consider that $2500 is the cost of a Big Mac Combo every day............


7 posted on 11/19/2025 7:06:37 AM PST by Red Badger (Homeless veterans camp in the streets while illegals are put up in 5 Star hotels....................)
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To: Fido969

I pay 16,800 dollars (roughly 700 every 2 weeks) out of pocket every year for my total healthcare package, medical, dental, vision, life insurance and an HSA, etc.

Truth is those who work hard and make a greater income pay a MUCH larger cost only to fund those grifting of the system and for the government to take its cut.

Stop the wealth transfer subsid8ies, get government out of healthcare.


8 posted on 11/19/2025 7:07:06 AM PST by Skwor
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To: Diana in Wisconsin

She and her husband have been at their jobs for 30 years?
And they have two young boys?
It could make sense ... but seems odd.

In any case, I don’t know why my tax dollars should pay for her health insurance.


9 posted on 11/19/2025 7:08:15 AM PST by ClearCase_guy (Democrats seek power through cheating and assassination. They are sociopaths. They just want power.)
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To: Diana in Wisconsin
It seems obamacare is being rebranded as ACA.

What do we think of that?

10 posted on 11/19/2025 7:09:00 AM PST by HIDEK6 (God bless Donald Trump )
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To: All

>Here come the Obamacare sob stories.

Statist SOP *shrug*

Of note, unfort., there’s been ZERO (R)N(C) (aside from possibly Paul a/o Massie) pushing back on the debate that the ACA is illegal/unconst.

Nope, (R)N(C) is their standard Uniparty party phase of, “WE can run {X} BETTER!”


11 posted on 11/19/2025 7:09:52 AM PST by i_robot73 (One could not count the number of *solutions*, if only govt followed\enforced the Constitution.)
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To: Diana in Wisconsin
A lib democrat welfare voter whines about losing a welfare benefit...


12 posted on 11/19/2025 7:11:19 AM PST by Magnum44 (...against all enemies, foreign and domestic... )
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To: Diana in Wisconsin

Well, they can do what the illegals do - show up at an ER and expect to be treated. Problem is, unlike illegals - they’ll get a huge bill which may bankrupt them...

My daughter recently had a baby and everything was completely normal - she went home the next day. Cost = $50,000 (!!) - of which they had to pay a good part.

An illegal can go in, have a baby for free - and the baby has automatic American citizenship.

Something is very wrong with this picture...


13 posted on 11/19/2025 7:13:02 AM PST by Bon of Babble (You Say You Want a Revolution?)
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To: Diana in Wisconsin

Sorry, but that’s $2500 some other taxpayers don’t have to pay. If health insurance is important to you, buy it yourself. With an income of $130000, there’s more than enough slop in your spending to meet the new premiums. I live on my SS income and my health insurance eats up almost 25% of my total income. So, until your health care premiums reach almost $32,000 I have absolutely no sympathy for you.


14 posted on 11/19/2025 7:15:59 AM PST by econjack
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To: Diana in Wisconsin

A “log roller” huh? The jokes write themselves. I can see why she needs her neighbors to pay her bills.


15 posted on 11/19/2025 7:16:59 AM PST by FlingWingFlyer (Freedom isn't free but Socialism is expensive as hell. American taxpayers will have to pay for it)
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To: Opinionated Blowhard

Once the horse is outta the barn…….


16 posted on 11/19/2025 7:19:58 AM PST by MrRelevant
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To: Opinionated Blowhard

How did she afford health insurance when Obama first cared Obamacare? Roll more logs?


17 posted on 11/19/2025 7:34:51 AM PST by bigbob (We are all Charlie Kirk now,)
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To: FlingWingFlyer

How does one make a living at log-rolling?

Is it steady work, like prize fighting or bull riding?


18 posted on 11/19/2025 7:34:59 AM PST by Jamestown1630 ("A Republic, if you can keep it.")
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To: Diana in Wisconsin

My mom had eight children raised from the 1940s through 1950s into the 1960s; we never had health insurance. How in the hell did we survive!?!?!?


19 posted on 11/19/2025 7:42:45 AM PST by Wuli ( )
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To: Sicon

“Never forget that Obamacare was passed on a Sunday, Christmas Eve, no less, without a single Republican vote in its favor.”

And it’s the gift that keeps on giving! *SPIT*


20 posted on 11/19/2025 7:43:03 AM PST by Diana in Wisconsin (I don't have, 'Hobbies.' I'm developing a robust Post-Apocalyptic skill set.)
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