Posted on 12/27/2011 2:49:13 PM PST by 2ndDivisionVet
How Can You Retire in the Philippines Like a King on US$1,000 per month?
What is Living Like A King to me?
What a king is to one man is like a pauper to another. I feel like I am living like a king here in the Philippines and have been since I came here because of the kindness of the people. And my small income seem like a kingly fortune too. In the States at fifty years old I was treated like an old man and I guess I was. I felt like one. No one smiled at me, not many cared. Nor did I smile nor did I care about them. Compared to the Philippines, the States and most western countries and even some Asian countries, there is little empathy, concern for others.
I was not an unhappy lonely guy. I was just a regular guy. And I felt reasonably content, felt that my life was pretty good. I was faring a lot better than some of my fellows who felt put out to pasture and had illness most illnesses stress related or induced. I still had some future before me, not much to brag about, just a better job and more money to waste or tuck away for the future I knew would never come.
Here at 68, I am a young man, treated like a king because I am a person, perceived as wise and kind and helpful. I was not always that way. The beautiful people here and their culture change me from materialistic wage slave and struggling business owner into a tao, a person. It was a radical change. I never know exactly what a person was. The Filipinos have taught me the value of a person. And they have taught me the value of each and every one of them. I leaned in all in my religious and spiritual upbringing, but the materialistic culture of the States, where the dollar is king, did not reinforce it to the point it became a part of my being. I am not saying there is not a healthy respect for money and material things by Filipinos and in the Philippines. But there is more of an appreciation of others and interpersonal relationships, certainly kinships in the immediate and extended families of the Philippines and in the family of Filipinos a family that spreads all over the world.
And including the respect I now have for others and myself, I have many amenities only a king could afford in a western country, not that I must have them. They are a lot of very nice to have, but not "must haves."I have all the things I need here, but I had those in the States too. As I initially said, the culture here is my greatest blessing. And it is true the Filipino culture is not impressive until you understand it. You can be here for years and not even be aware it. You can see it as just a flawed western culture. And many of you will not care to understand it, just plod on the same way with the same attitude. I assure you if you don't have some understanding and appreciation of the culture, you will miss out on something more valuable than Yamashita's gold.* But since that can come later and you want to hear about "traditional, "kingly living, here is how that works for me.
Now For Just Of A Few of the Material Goodies You Can Have:
First I will give you a short run down on the unhealthy stuff many of you feel you may need. Beer, San Miguel is US 60 cents per liter, a quality beer. There are others legions of other brands too. Rum is $1.20 per liter, gin and Vodka a little mere. There are all kind of inexpensive local liquor some made under license from the US. So you can get drunk as a lord on a dollar on two dollars as drunk as a king, if that is your intent. Some more sin stuff? Okay, cigarettes are 60 US cents a pack many brand available many made under license from US and other manufactures. There are no closing hours for bars, though most close by three in the morning.
There are no drunken driving tickets and running red lights is the norm. But if you are smart you look both ways. The streets are for defensive driving and accidents are few. Drivers are inexpensive, live in. That is a good way to go.
Since it is hard to get rid of you money at the bars and paying traffic fines, (liability insurance for you car is required and about $14 per year) since the prices are so there are Casinos ever where, for the more adventurous, cockfights, and other way so indulge your gambling fancies. The shopping malls have large bingo parlors seven days a week. There are lotteries legal and illegal, the legal one give the best odds.
Nightlife is fantastic and cheap and abundant. I guess the Philippines is known for that, more than anything else. The Filipinas are fantastic, there beauty, loyally and kindness world famous. Filipinas are an at least an article or a book in themselves. But there is so much more.
I don't do so much nightlife; I do some, because I married one of these Filipina beauties three years ago. She is certainly the best thing that has happened in my life, except maybe moving here. As you can see from her pictures on the front page of the website she is gorgeous. But you cannot see her inner beauty. She does not do night life at all never has and never will, a non smoking, non drinking true Filipina bride and wife. I you want a Filipina wife to bar hop with you, they will oblige, but a true Filipina will leave the drinking and "outside activities" to the man.
Gambling, nightlife, booze, wine, women and song all okay, but forget illegal drugs. One leaf of marijuana or one grain of crack will cost you 12 years in a Philippine prison not country clubs like some in the US but places to make you remember not to come back.
Less Than Sinful and Self destructive Ways to Play, But Ways You Can Play and Even Become More Healthy:
A round of golf can be played for as low a $2. First run English movies are a dollar. Cable TV with 40 channels is $6 US per month. Pool is king since Efren Reyes has become a national hero. Basketball is on every corner and there are two leagues that never cease. There is so much more, ballroom, martial arts, singing at the drop of the hat, lessons in everything most things $2 US. Some one is always unemployed and ready to play with you. Play Station games, DVD's CD's and game disk like PlayStation can be found at Philippine prices, and are great if they work. Need a partner? Filipinos generally may not be rich in money but they have time. If you have no time you have nothing, even if you own Fort Knox.
Cheap Quality Labor:
A welder is lucky to make $3 per day and begs for your work does not require an appointment, same for a mechanic, bricklayer, electrician, plumber, and locksmith. You no longer have to say sir to a mechanic and beg for service. People want your business here. Craftsmen want to work for foreigners who may pay them more appreciate them more and be kinder to them than they ever imagined. A Handyman does not get $30 for a job, but closer to 30 cents. Some of the greedy kings just than them and give them some rice.
My two live in web helpers and a maid each cost about $45 per month and of course their food. Of course having helpers really makes me feel like a king and take all the chores out of my life. They are helpers, but more like daughters to me and friends. My Filipina wife enjoys the freedom from housework and errands as much as I do. And she is free to study in her pharmacy course at college here and do other thing more productive than mop the floor. She grew up doing her share of that and will never forget who she is or where she came from. Her tuition is $230 per semester. It does not wreck the household kingly coffers.
Places to Live:
I really pay only $266.50 at today's peso rate. But my low cost may be because I have been here for three years. $380 is a more accurate market price today I guess. That is what others tell me. four bath houses with a nice yard, two telephones in a great neighborhood. The maids keep it up with the help of the handyman who stays next door to us in the day time. The house is in the university area of Cebu City, the Paris of the Philippines, I like to say the heart of the Philippines, where the mountains meet the sea. It is the land of scuba diving and beaches, rain forest wandering, night clubbing and bar hopping. And for a continuing education for you retirees there are colleges and schools everywhere, and tutors or the Internet for self study. And the Philippines are in the heart of Asia. So travel to neighboring exotic countries from the international airports is a breeze.
Internet Connections:
The Philippines major telephone company has DSL at $50 per month, maybe more expensive than the States. But with the low cost of other things you should be able to afford it. Dial up, 33K is about 18 cents per hour, not as convenient as DSL but a lot cheaper.
Medical:
There are excellent hospitals nearby. So if I do have a problem I just get a helper to call one of them and a taxi to take me to the hospital. Office visits to a specialist are USD 6.00. I paid for chemotherapy treatment for a Filipino friend once. She had throat cancer and went to a government hospital. The six month successful treatment including the blood cost $800. If you get cancer, you may be able to afford effective treatment and not meet the deductible on your health insurance policy! My dentist has put caps on my teeth for $60 per cap and sings to me when she works. A face lift, the works, eyes up and down included, is about $3,000 including three or four day stay in a quality hospital. And the many tests required are included in that cost. They are test you must have prior to qualifying for this elective though no dangerous procedure, if done right.
Getting around in a Philippine City or town:
Public transportation is great in Cebu City, a city of about 500,000 hospitable souls. It is not the only great one to live in. Baguio, Davao, Iloilo, Bacolod, Baguio, Manila for those who prefer the metropolis is exciting.
Communicating:
The Philippines is the truly the only English speaking Christian country in Asia, so communicating with the driver or almost anyone is not a problem. Taxis are air-conditioned, new, and readily available. You can go to anywhere in town for $2.50 and a long trip to the airport is about $6.00. Make that even less with the recent continued devaluation of the peso.
Yesterday I went to visit a friend and my taxi fair was 25 pesos. I gave him 30 pesos, .75 US cents then. He actually chased me when I got out of the car to give me the change, about .10 cents. He could not understand why such a big tip, or a tip at all. I guess I am just a spendthrift.
I do not recommend buying or driving a car here. Today's peso rate is 56.20 to 1 US dollar. Today is December 14 here. 8 hours ahead of the States. Jeepneys (elongated locally made jeeps) are the way most people travel. They are ornate, gaudy or loud, depending on your taste. They are jeep style vehicles that carry from 14 to 20, seats on each side. Two ride with the driver "shotgun." Those seats are reserved for the disabled but often taken by young women. They have decorations, colors, family and nicknames, logos from everything imaginable, mud flaps, and other ornaments covering them. And they even altars on the dashboards. You can travel across the whole city for about .10 US cents. The oil prices have made the prices go up. Jeepneys are harder to get at rush hour, though there is not too much rush here. Have you heard of Filipino time? Only kings can set their own time. Here everyone has that prerogative it seems.
Jeepney travel is a good way to meet a lot of nice local folks. You sit with them face to face. They do love Americans and all foreigners here, perhaps to a fault. You can do no wrong, if you are a guest in their country. Jeepneys and taxis are safe. In fact Cebu City is a lot safer generally than most places I have lived in the States. You can walk the city streets at 3:00 in the morning and have no problems, male or female or in-between, in almost all parts of the city.
Personal, Medical and other Services:
I got a haircut and short massage yesterday from my best barber in his air-conditioned shop for .80 cents. A one hour massage at a good parlor is between 200 to 300 pesos, more in Manila but not if you bargain. At a first class hotel is much more. But you will probably find someone in your neighborhood to makes house calls and may get a good one for a dollar.
Getting here:
Airfares are low to get here, especially off season, so if one is considering dental work or cosmetic surgery, they could save a lot of money by visiting here. The saving would more than pay for the airfare and other expenses you will have. Now if you are only going to have one gold heart implanted in a tooth, it may not be a good idea. But I don't know recent US dental prices. It may pay do come here to do wild stuff like that if you are or that bent. Tattoo artist and piercing is very cheap too and there are quality tattoo artists. I have passed that up but you never can tell. I have always wanted an ornate tattoo that said, "Tattoo."
Shopping:
There are many mammoth shopping malls here with everything you can get in the USA. If you don't like to shop, send a helper. Some of the imported goods are higher priced but some are lower.
New books, reprints for sale only in the Philippines, can be very cheap. I see books on computer and other subjects US price $40 selling here for $30. But I know there are discount bookstores in the States where you can do better.
There are local markets that are more "old Filipino" in nature where a lot of bargaining goes on. Best send a helper for that or sharpen your negotiation skills. At the malls the prices are fixed price. The local markets are much more colorful. But you do have to be a skilled in bargaining local style to get the local price. Southeast Asians are known for their bargaining abilities. And they know the "nibble," and can take a big bite out of you budget. Send your helper.
Food:
If you want American food it is all here, from Shakey's, McDonald's to the Marriott Hotel's best restaurant I have ever eaten in. The Hyatt is upscale and good too. Radio Shack, I heard, just came here and other discount US retailers have just gotten permission to move in, including some banks though, Citibank, Bank of American and HSBC have been here for a long time.
I trained one of my maids who was formerly a cook for a group of Japanese students how to cook American. She is pretty good. And I get my hot whole wheat bread fresh from the oven every day made to my specs. There are international cooking schools you can send your cook to if you are a gourmet and want special food. There are schools for baking and deserts. In the States only a king can afford a trained international chef.
How can you do this?
Does this sound like kingly living to you? To me it is. I live it. I feel it. You might too. There is so much more than I mention here. If you would like to know more, read the website, and hear from other by joining the free Yahoo mailing List. Then get a plane ticket and come on over!
I don't own a hotel or resort. I don't charge for the List or the website. Here, retired in the Philippines, I have enough, little though it may be, to live in the Philippines like a king.
-------------------------------------------------------
*Legend, some say fact, has it that General Yamashita buried a lot of gold in the hills here when the Japanese occupied the Philippines during World War II. There are always people looking for it. No one has ever found it as far as I know. But Yamashita's gold is an exciting story, gold laying around always makes for interesting conversation.
Well, I’m not retiring to the Philippines, but there must be something about Filipinas. I recently attended a birthday party for one of my wife’s co-workers. The guy married a Filipina. At the party, I ran into two more ex-co-workers (I retired last month). They both had married Filipinas as well. The birthday boy’s Filipina wife had made some treats from the Islands. Pretty good chow.
Yeah. For my $$, he went on too long about the cheap booze and young women. Every now and then I read Expat profiles on various “retirement heavens”. The Phillipines is one. Some of the profiles echo what he says. But others talk about the fact that many Fillipinos hate Americans, the women are great—until you marry them, the healthcare is substandard, the streets are dirty and people think nothing of pissing in public. And lots of crime. Not too appealing.
I’ll take a pass on moving there.
Terrorist Groups in the Philippines
Philippine terrorists demand $22,000 for kidnapped Australian
Al Jacinto and Lindsay Murdoch
December 28, 2011
Kidnapped Australian Warren Rodwell.
Ransom: Warren Rodwell.
THE kidnappers of Australian adventurer Warren Rodwell in the Philippines have demanded an initial ransom of about $22,600 - but his family there say they do not have the money.
There are four major terrorist groups active in the Philippines today: The Moro National Liberation Front, the Moro Islamic Liberation Front, Abu Sayyaf and the New People’s Army. The first three are Islamic groups that operate primarily in the south of the nation, where most of the country’s Muslim minority live. The Communist New People’s Army operates in the northern Philippines.
Moro National Liberation Front (MNLF)
Emerging in the early 1970s, the MNLF sought an independent Islamic nation in the Filipino islands with sizeable Muslim populations. In 1996, the MNLF signed a peace agreement with Manila that created the Autonomous Region of Muslim Mindanao (ARMM), an area composed of two mainland provinces and three island provinces in which the predominantly Muslim population enjoys a degree of self-rule. MNLF chairman and founder Nur Misuari was installed as the region’s governor but his rule ended in violence when he led a failed uprising against the Philippines government in November 2001. He is currently in jail and MNLF leader Parouk Hussin took over as ARMM governor in 2002. Nur Misuari reportedly still has a small band of followers who remain actively opposed to the current arrangement.
Moro Islamic Liberation Front (MILF)
The largest Islamic extremist group in the Philippines, the MILF split from the MNLF in 1977 and continues to wage war against Manila. Headed by Islamic cleric Salamat Hashim, the MILF seeks a separate Islamic state in the southern Philippines. Although it signed a peace agreement with Manila in 2001, MILF-sponsored violence has continued. Manila accuses the MILF of responsibility for the March 2003 Davao City airport bombing that killed 21 people, and for harboring members of the small militant Pentagon gang accused of kidnapping foreigners in recent years.
The MILF has an estimated strength of 12,000 members.
Abu Sayyaf Group (ASG) The smallest, most active and most violent Islamic separatist group in the southern Philippines, Abu Sayyaf (Bearer of the Sword) emerged in 1991 as a splinter group of the MNLF. Its founder, Abdurajik Abubakar Janjalani, was a veteran of the Islamic mujahideen movement in Afghanistan and was killed in a clash with Philippine police in 1998. ASG’s current head is thought to be Janjalani’s younger brother Khadafi Janjalani.
Abu Sayyaf engages in kidnappings, bombings, assassinations and extortion from businesses and wealthy businessmen. Most of its activities are centered in the southern island of Mindanao, but in recent years, the group has broadened its reach. In April 2000, ASG kidnapped 21 people,including 10 foreign tourists, from a resort in Malaysia and in a separate incident, abducted several foreign journalists and an American citizen. In May 2001, Abu Sayyaf kidnapped 20 people from a resort island in the Philippines and murdered several of the hostages, including American citizen Guillermo Sobero. In June 2002, U.S.-trained Philippine commandos tried to rescue three hostages being held by Abu Sayyaf on Basilan island.Two of the hostages, including American citizen Martin Burnham, were killed in the resulting shootout. Philippine authorities believe that the ASG had a role in the October 2002 bombing near a Philippine military base in Zamboanga that killed three Filipinos and a U.S. serviceman.
In February 2004, Abu Sayyaf claimed responsibility for a Philippine ferry fire, but at this writing, Philippine authorities doubted the claim.
The group finances its operations primarily through robbery, piracy and ransom kidnappings. Both the MNLF and MILF condemn Abu Sayyaf’s activities. Philippine forces have apprehended a number of Abu Sayyaf terrorists. Most recently, in December 2003, Philippine soldiers captured senior Abu Sayyaf commander Ghalib Andang, a.k.a. Commander Robot. Andang is suspected of involvement in the April 2000 kidnapping of Western tourists in Malaysia.
Today, Abu Sayyaf is composed of several semi-autonomous factions with an estimated cadre of several hundred active fighters and about 1,000 supporters.
New People’s Army (NPA)
The NPA is the military wing of the Communist People’s Party of the Philippines (CPP). Founded in 1969 with the aim of overthrowing the Philippines government through guerrilla warfare, the NPA strongly opposes the U.S. military presence in the Philippines and publicly expressed its intent to target U.S. personnel in the Philippines in January 2002, warning that any American troops who enter their stronghold areas will be considered “legitimate targets.” The NPA primarily targets Philippine security forces, politicians, judges, government informers and former NPA rebels. The NPA’s founder, Jose Maria Sison, lives in self-imposed exile in the Netherlands and reportedly directs operations from there.
Manila is committed to a negotiated peace settlement with the NPA but peace talks between the CPP and the Philippine government stalled in June 2001, after the NPA admitted killing a Filipino congressman. In September 2002, the NPA claimed responsibility for assassinating a mayor, attacking a police station and killing the police chief, and blowing up a mobile telecommunications transmission station.
The NPA derives most of its funding from supporters in the Philippines and Europe and from so-called revolutionary taxes extorted from local businesses. Together, the CPP/NPA has an estimated strength of over 10,000 members. have links with international terrorism, particularly with Jemaah Islamiyah and Al Qaeda. The MILF is suspected of training JI members at MILF training camps in the southern Philippines.
It is suspected that early funding and organizational support of Abu Sayyaf was provided by Osama Bin Laden associate and brother-in- law Muhammad Jamal Khalifa. In 1997, the U.S. State Department designated Abu Sayyaf a foreign terrorist organization.
In January 2002, Filipino police arrested Indonesian Islamic extremist Fathur Rohman Al-Ghozi, 31, a self-confessed member of Jemaah Islamiyah and an Al Qaeda explosives expert. Following his arrest, Ghozi led Filipino authorities to a large cache of arms and explosives in Mindanao and told a Filipino court that he planned to use the explosives for jihad attacks in Asia. He was sentenced to 17 years in prison. In July 2003, Al-Ghozi escaped from prison and in October 2003, Philippine forces tracked him down and killed him. In November 2003, the Philippines arrested Taufik Rifki, who reportedly admitted he was the financier for a Jemaah Islamiyah training camp in the southern Philippines.
Most recently, in February 2004, Filipino Jaybe Ofrasio, 31, was arrested in Belfast,Northern Ireland, and charged with funneling money to JI.
The U.S. designated the CPP/NPA a foreign terrorist organization in August 2002, and listed NPA founder Jose Maria Sison as a Specially Designated Global Terrorist (SDGT). Authorities in the Netherlands froze assets in his bank accounts there and cut off his social benefits.
My daughter, Seaman-Gunner Anoreth USCG, has been to several “popular” Asian and Latin American locales over the past couple of years. They could be summarized as hot, humid, unsanitary, crime-ridden, bug-infested, dangerous, and malodorous, with digressions into enormous and weird shopping malls and food poisoning.
However, booze was cheap, and for those who wanted Asian women (or something that looked like women), those were cheap, too, as long as your life is also cheap. (In Thailand and Indonesia, her shipmates relied on her to identify the not-female.)
The only place she really liked was Singapore, which has a large English-language naval presence, and Panama was okay.
Dude says that the gets a lot of good stuff for not much money but he says that that’s not the main reason that he’s happy. His biggest win is finding a culture that he can feel comfortable fitting in with. I take him at his word and I say good for him. However, the fallacy contained herein, if there is one, is that some other person would find the culture an equally good fit. Maybe they would, maybe they wouldn’t.
Yep. Pretty much all over the world....including USA. LOL.
My wife sat down on the couch next to me as I was flipping channels.
She asked, "What's on TV?"
I said, "Dust."
And then the fight started...
I hate humidity, which is why I can't imagine moving to Florida or other humid locations, despite that my husband and I have quite a few family members living there, as well as Georgia.
So because of 9/11, the shoe bomber, Black Panthers, eco-terrorism, the DC shooters, Fast & Furious, domestic violence, high crime in many cities and Mexican cartels, no one should think about re-locating to the United States?
Being happy here is all in attitude and ability to adjust
to third world life.
It is not for everyone, and as with most tropical “paradises” is rarely equal to the travel brochures.
January will start my fourth year here on Cebu (NOT THE CITY)
I would never consider living in a large city here, and not even on Luzon.
True, one can live on less then $1000 per month, and still have creature comforts such as A/C, satellite TV, DSL or cable internet, and western style features.
Keep in mind, non-citizens can not work or own property here, so the expat population is mostly older people with a pension. I live on my social security which comes by direct deposit to my bank here.
If you are young and wealthy, all the better.
When I left the USA in 2004 to become an international person, I left with nothing more then a suitcase, leaving behind not just a house, but an entire two story school building full of possessions and plenty of junk.
I really do not miss any of it.
I started out in central Europe for the first five years, but after a one month exploratory trip to the Philippines in August 2008, and spending that month with each of four young ladies, I decided this would be for me and my senior years.
I now live on a beach, in a fine small town, with a sweet lady and our 10 month old baby boy.
www.dalaguete.gov.ph
Is he bullsh*tting in the article or does it seem pretty realistic to you? Of course, everyone’s mileage will vary, he’s in a bit of a different place than some other person, etc, etc. Maybe expound on medical care and food for us. Thanks!
I’m not a tropical-climate person, myself, and I especially don’t like large bugs. (You can have lizards to eat the bugs, but the lizards poop, attracting other bugs ...)
Anoreth said an American in Panama offered to sell her an AK-47 cheap because she was the cutest redhead in Panama City ;-). Flattering, I suppose, but not exactly your “peaceful daily life” sort of setting.
There are seven references in this article to living like a “king.”
This guy was just lonely and tired of working. And he resented that his years of labor didn’t make him rich, only comfortable. He was looking for a way to quit early — yet he STILL wanted to be rich — a ‘king.’
Since he couldn’t get rich and find a young hottie to marry him here, he’s moved to the Third World — the Valley of the Blind, where the one-eyed man is king.
Americans who don’t realize they’ve already won life’s lottery by being born here don’t deserve to be here. And we don’t need them.
Good. Riddance.
Good. Riddance.
I then considered the Phillipines and some central american countries but I am addicted to senior softball and volleyball and none of those countries have such a thing.........
So, for now, I'm stuck here in the cold, snowy S.E. Michigan
I haven't seen Anoreth lately. How is the cutest redhead in Panama City doing? :)
>>Moro Islamic Liberation Front (MILF)
AHAHAHAHAH!
They are a big problem. We have units (US SF) working with the Phillipine Army in counter-terrorism - one-in-a-while it makes the papers over here, so it's probably ten times worse.
Hanging around home with the greyhound (see tagline) until the end of this week, when she’ll be heading up to Cape May to do something with her newly-minted Gunner’s Mate rating. Can’t have a dog in base quarters, but if she puts a dish of food on her doorstep, she’ll soon have catz ;-).
She’ll miss the new baby, which isn’t due for another couple of weeks.
Shakeys still exists somewhere in this world?
Your description of the author’s motivation for moving may be accurate - I don’t know. Having said that, I suggest you are not giving some ex-Pats due credit. Many are leaving because they have seen the destruction of what was once a great nation, and they choose to fight that battle from afar (which can be done now thanks to technology).
Many of the things that made America great are now more abundant elsewhere.
“no one should think about re-locating to the United States?”
I can carry a firearm outside of my home in the U.S.
Phillipines
PRESIDENTIAL DECREE NO. 1866
Section 3. Authority of private individuals to carry firearms outside of residence.
a. As a rule, persons who are lawful holders of firearms (regular license, special permit, certificate of registration or MR) are prohibited from carrying their firearms outside of residence.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.