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My rearview mirror exploded with blue and white lights. I glanced down at my speedometer -- I was pushing 80 mph. But the cars around me were going about the same speed. Could this cop really be pulling me over? I carefully navigated my way across six lanes of traffic. I pulled over on the shoulder and waited, my heart pounding. Moments later the motorcycle cop's helmeted face appeared in the passenger window. "License and registration," he said, raising his voice over the roar of the traffic. "What's the problem?" I asked. "You were doing 80 in a 65-mile-an-hour zone."...

My husband recently received a speeding violation in a small town (a township, I believe) in Ohio. This is his first ticket in years. Do they report this to our insurance company? When you get a ticket in Arizona (where we live), we are given the option of going to a one day drivers school and it will not be reported to the ins. company. Your comments are most welcome.