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Important Editor’s Note: Our company DOES NOT and WILL NOT subject our cattle to mRNA vaccines or “methane suppressants.” The “fact-checkers” claim there are no mRNA vaccines for cows and other livestock. These “fact-checkers” also claimed the Covid-19 vaccines were 100% safe and effective. Now, many states are moving to allow mRNA injections into cattle for various reasons. One does not have to be an “anti-vaxxer” to appreciate the risks inherent with introducing experimental drugs into the food supply. And despite protestations from the “fact-checkers,” the new mRNA jabs for cattle may be introduced into some herds this month (though...

As we age, our abilities inevitably decline. The activities of daily livings (ADLs) capture those skills we need to remain living an independent life – primarily getting dressed, bathing and toileting, and eating meals. Bathing and hygiene are particularly crucial – simply put, if you cannot bathe and use the toilet where you are, you need to be somewhere else. Simple home modifications, a grab bar in the shower or tub, an elevated toilet seat, a shower seat all are inexpensive additions that “reduce injury, enable independence, preserve dignity, and improve quality of life in older people with irreversible disability...

NEW YORK (CNNMoney.com) -- More than half of all homeowners with modified mortgages fell at least two months behind in their payments a year after the adjustment was made, according to a federal report released Wednesday. However, the data also shows that modifications made in 2009, which emphasized reduced monthly payments, may perform better. Only 40.7% of loans modified in the second quarter last year were delinquent after nine months, compared to 51.6% of those adjusted at the end of 2008, according to the report, published by the Office of Thrift Supervision and Comptroller of the Currency.

2009's Mortgage Modifications Pretty Minor Carolyn Said, Chronicle Staff Writer December 23, 2009 This was supposed to be the year of loan modifications. With great fanfare early in the year, the Obama administration unrolled a plan to spur banks to help troubled homeowners avert foreclosure by reducing their monthly payments. But at year end, the plan is widely considered a bust. Borrowers complain of months of begging and endless phone-tree loops. Banks complain of borrowers who don't submit documentation and don't return calls. The net results have been paltry: Just 31,382 borrowers nationwide had received permanent loan mods as of...

WASHINGTON — The federal government is engaged in a massive mortgage modification program that's on track to send billions in tax dollars to many of the very companies that judges or regulators have cited in recent years for abusive mortgage practices. The firms, called mortgage servicers, have been cited for badgering, manipulating or lying to their customers; sticking them with bogus fees, or improperly foreclosing on them. Mortgage servicers are the middlemen between homeowners and the investors that hold their mortgages, collecting homeowners' checks and disbursing payments for the mortgages, property tax and insurance. They're a necessary player for any...

I am curious to know if there is a legal requirement when someone applies for a loan modification that the financial institution must provide its decision in writing. If there is, and no such document exists, and you are told verbally of a decision, is there legal recourse?

PHOENIX -- A Valley couple say their home was put on the auction block even though they successfully modified their loan. So, they contacted 3 On Your Side for help. I would say eight out of 10 times my reports are based on miscommunication and that seems to be the case here. azfamily.com Rachel and Jaime Torres thought they were making their new modified payment. But, as it turns out, they forgot to include money for their escrow account, meaning their new "modified" payment wasn't enough. "I said, 'Oh no! Oh no, my God,' and I broke down in tears,"...

The Obama administration's first progress report on its foreclosure prevention plan confirms it is off to a slow start. Just 9% of delinquent borrowers in trial modifications so far, the Treasury Department said Tuesday. That translates into 235,247 loans that were at least two months delinquent. Under fire for the program's rocky start, the Obama administration says it is on pace to help up to four million homeowners over the next three years. The initiative was announced in February and the first institutions to join began accepting applications in April.

8/15/2006 - HILL AIR FORCE BASE, Utah (AFPN) -- At first glance the A-10 Thunderbolt II cockpit looks like a Category 5 tornado just touched down in the middle of it. The chaotic scene, with hundreds of loose wires and instrumentation ripped from consoles, is really the beginning of modifications that will extend the service life of A-10s while increasing their capabilities. Known as the precision engagement, or PE, program, the plan is designed to facilitate the use of smart munitions and update the cockpit so it is more in line with that of the F-16 Fighting Falcon. The 508th...

4/18/2006 - HILL AIR FORCE BASE, Utah (AFPN) -- A new era is under way for members of the 309th Maintenance Group here as they modify their first F-22A Raptor. This was the first of 12 to 14 aircraft scheduled to visit Hill this year for minor modifications. A total of 18 are contracted to undergo work here. "We're excited," said Guy Phillips, F-22 maintenance squadron director for the 309th MXG, about its new customer. "Most of us are a little apprehensive, but are well prepared and have lots of experience on aircraft. We're also confident that, with the experienced...