Let's start with the very basics here. About 15 million people purchase health insurance policies on the individual market. That's about 5 percent of the population. Some -- or maybe even most -- of the plans offered on the individual insurance market right now don't meet certain requirements in the health-care law. They may not offer preventive care without co-payment, for example, or leave out coverage of maternity care, one of the health-care law's 10 essential benefits. How many people are going to get cancellation notices? It's hard to put an exact number on this, given that insurance plans are...