President Obama says that most Americans can find a health insurance option for $75 or less per month. Independent analyses for 2016 are painting a much more difficult picture for the average consumer. The average “Silver†plan premium (that most people have) costs about $300 a month. That’s not the biggest problem, according to analysts. For many, their health insurance has dramatically changed under Obamacare. Deductibles and out of pocket expenses are higher, so many of their medical expenses are no longer covered. Some consumers who say they had good, affordable plans prior to the Affordable Care Act say they...