The alarms aren’t just blinking anymore. They’re blaring. America’s debt-fueled consumer economy is starting to crack. Families who used to keep the stores and car dealers busy are now falling behind on payments. This isn’t some slow leak. It looks and feels like the early days of 2008, only deeper and faster. Car loans are a disaster. Credit cards are choking people. Home loans are sliding into trouble. Even those Buy Now Pay Later apps, sold as a way to “manage money,” are pulling people into digital debt traps. The question isn’t if the hit is coming. It’s how long...