If you ask 10 different people what online banking means to them, don’t be surprised if you get 10 different responses. But in the minority community, there’s a very special meaning. Opportunity. Among some minorities, you may hear online banking called a “second chance,” “lifeline” or even “entry into the real world.” In the black community, which has often been left behind by the “brick and mortar” banks, partnering with online lenders and “cyber banks” have given them a seat at the table they never had in the past. One only need look at the checkered history that the bank...