During the past five months, the money supply in the United States has almost tripled, increasing by 271 percent, according to the Federal Reserve Board. Have car sales tripled? Home purchases? Consumer spending? Corporate investment? Not only have they not tripled, but they have all declined more sharply than they have since at least the recession of 1981-82, and perhaps since the Great Depression. So where is the money? If it isn't being spent, where is it? It is being parked, squirreled away. Consumers are using it to pay down their credit-card balances, pay off their mortgages, reduce their student...