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Are you receiving notice about "No Medical Coverage" with your current health plan? [Vanity]
10-18-10 | Self

Posted on 10/18/2010 3:56:19 PM PDT by Salvation

I just received notice from my insurance company that I will have no medical coverage for hospital procedures or for doctor's payments in 2011. Just prescription coverage only.

I can pay anywhere from minimum of less than $15.00 a month to maximum of nearly $120.00 a month, but there is still NO MEDICAL COVERAGE on any of the plans offered.

This is a major insurer.

Is this what we can thank Obamacare for? {NOT!!!!!!}


TOPICS: Business/Economy; Culture/Society; Government; Your Opinion/Questions
KEYWORDS: healthplans; nomedicalcoverage; obama; obamacare
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To: Salvation

There were reports in the past couple of weeks of certain companies (and believe it or not, UNIONS). that asked the administration for exemptions, as it would be too costly for them. I think McDonald’s was one of them, off the top of my head.


41 posted on 10/18/2010 4:44:28 PM PDT by Lou L (The Senate without a fillibuster is just a 100-member version of the House.)
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To: Lou L

Maybe we should all apply for exemptions! LOL!


42 posted on 10/18/2010 4:48:38 PM PDT by Salvation ("With God all things are possible." Matthew 19:26)
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To: Salvation; freekitty; Nachum; justiceseeker93; Gapplega; jesseam; oswegodeee; flat; SouthTexas; ...

I had a nurse friend who always said that in order to get in to see the doctor fast, go up to the window and tell the receptionist that you are very sick and going to throw up right there. None of the staff wants to clean the mess so you generally are taken in quickly.

Take the same scenario into your Congressman or Senator’s office asking for your health care. Take the kids too, diarrhea and all. LOL


43 posted on 10/18/2010 4:53:55 PM PDT by ExTexasRedhead (Take back our country on November 2, 2010. Let's Roll!!!)
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To: Salvation

Our current plan was dropped by the employer because of the price increase ,,last years 2nd tier plan is now the best available .. it now costs more than last years “best” plan.


44 posted on 10/18/2010 4:54:26 PM PDT by Neidermeyer
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To: Salvation
I can pay anywhere from minimum of less than $15.00 a month to maximum of nearly $120.00 a month, but there is still NO MEDICAL COVERAGE on any of the plans offered.

Probably need to add 1 or 2 zeros to that - you can probably find medical coverage for $1200 to $1500 a month.

45 posted on 10/18/2010 5:09:08 PM PDT by PAR35
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To: Salvation
I'm ticked that I have to read about all this health insurance stuff on FR. Where is the GOP?

About 100 House members and Senators should be on the steps of the Capitol Bldg. holding a screaming shout-out in front of TV cameras about all the pernicious things that are going to rain down on the folks in a very short period of time.

Ya know, like all the little monstrous details that are leaking out one at a time!

I wonder if our Republican representatives have even read the damn Health Bill yet!

Where is their outrage?

I don't even hear crickets chirping.

Leni

46 posted on 10/18/2010 5:12:06 PM PDT by MinuteGal (Are any Americans better off than they were 13 trillion dollars ago?)
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To: Salvation

Salvation,

If you don’t mind, I’m wondering what kind of coverage you had previously and what was the monthly premium?


47 posted on 10/18/2010 5:13:40 PM PDT by arkady_renko
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To: Salvation

Salvation....did I ever tell you you should probably be taking about 6000IU of Vitamin D3 a day? It’s good INSURANCE!


48 posted on 10/18/2010 5:15:21 PM PDT by goodnesswins (f you don't support Obama, and the deconstruction of America: YOU are a RACIST.)
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To: MinuteGal

I agree Leni,

We need to make the Republicans squirm if they do not immediately start the process of defunding Obamacare on November 3!!!!!!


49 posted on 10/18/2010 5:15:39 PM PDT by Presbyterian Reporter
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To: goodnesswins

PS...Make sure the Vit D3 is in gel caps...NOT the hard ones....


50 posted on 10/18/2010 5:16:42 PM PDT by goodnesswins (f you don't support Obama, and the deconstruction of America: YOU are a RACIST.)
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To: Salvation
Well as we tried to tell everybody before this insane health care scheme got passed: "If you think health care is expensive now, just wait until it's FREE!"

All we can do now is REMEMBER in NOVEMBER.

51 posted on 10/18/2010 5:18:11 PM PDT by SamAdams76 (I am 44 days away from outliving Curly Howard)
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To: CaliforniaCon
I’m in CA. Have not heard yet what to expect from Aetna re individual policy, already priced thru the roof for minimal coverage. They got permission from the State this past summer to jack up the rates a lot, so I’m waiting to hear. If it’s too high, I’m dropping it.

I sell health insurance in California and many of my clients are saying much the same. Anthem Blue Cross has hit my clients with a 12% rate increase, which isn't too horrible all things considered. As an agent, I have avoided offering Aetna. They have been in the state before and decided to pull out of all their policies at one time. They left a terrible mess. I vowed never to trust them again.

52 posted on 10/18/2010 5:18:28 PM PDT by Nachum (The complete Obama list at www.nachumlist.com)
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To: arkady_renko

I had a monthly premium of $50.00 with co-pays for the doctor and about 80 percent coverage. (Guessing)

On the hospital it was closer to 90 percent. There goes that knee replacement now.


53 posted on 10/18/2010 5:19:14 PM PDT by Salvation ("With God all things are possible." Matthew 19:26)
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To: Salvation

Your state is a tough state to buy insurance in. :)


54 posted on 10/18/2010 5:20:20 PM PDT by Nachum (The complete Obama list at www.nachumlist.com)
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To: goodnesswins

I do take a lot of vitamins. Have not been sick in three years. I’m sickened however, by the lack of any hospital coverage. Bah!


55 posted on 10/18/2010 5:23:36 PM PDT by Salvation ("With God all things are possible." Matthew 19:26)
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To: Nachum

I’m very aware of that. Wish we could buy across state lines.


56 posted on 10/18/2010 5:26:13 PM PDT by Salvation ("With God all things are possible." Matthew 19:26)
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To: Salvation
Our plan went up 120.00 along with copay and bennie's have been cut. They said in the forms for 2011 that this was due to the new health plan.

Also they say that they are trying to “grandfather” our policies in. That's usually good but not this time. They are talking about us NOT being able to get the so-called new benefits. What I took from it was that we would be paying for the new health care but not getting any benefits from it. I could be wrong, but I don't think so.

57 posted on 10/18/2010 5:26:23 PM PDT by ladyvet (I would rather have Incitatus then the asses that are in congress today.)
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To: Nachum

My employer just sent out an email about our Aetna plan changes. They’ve changed the one thing I hated about the plan but replaced it with something that might be worse. I can finally get prescriptions retail instead of mail order now, but only through CVS — and there isn’t one within 15 miles of my house. *grumble*

Everything else seems to be the same, but I’m afraid to go figure out what the cost increase will be (especially with no more lifetime maximums... *eek*). I think I’ll just save the sticker shock for Wednesday when I actually get to enroll. Gotta have some excitement to look forward to.


58 posted on 10/18/2010 5:45:58 PM PDT by cyphergirl (Not so proud to be in the Freak State)
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To: Nachum

RE: “I sell health insurance in California and many of my clients are saying much the same. Anthem Blue Cross has hit my clients with a 12% rate increase, which isn’t too horrible all things considered. As an agent, I have avoided offering Aetna. They have been in the state before and decided to pull out of all their policies at one time. They left a terrible mess. I vowed never to trust them again.”

*********

Thanks — my Aetna is thru the horrid AARP because they would underwrite people in the 50 - 65 age group where others were rejecting right and left. It’s a crummy policy and benefits aren’t great, and it costs me $501 per month NOW. Imagine how much it will go up, IF it stays in CA at all?

I tried to change from Aetna as they have raised rates each
year but was told by Anthem and others that the Aetna fee was ‘competitive’ — can you believe that?

I’m not really sickly at all but have a history of back and headache pain and pills that always dump me into the rejection pile. Aetna/AARP only looked back 5 years instead of 10 so I was OK with them.

Who would you suggest I try that serves my area? LA County of course has the highest premiums in the state.

This is one huge mess for all of us and the entire Obamacare needs to be tossed NOW.

At least I was able to cancel AARP membership as soon as Aetna started the policy. Aetna doesn’t care — just uses AARP to get the business.

Thanks again!


59 posted on 10/18/2010 5:47:16 PM PDT by CaliforniaCon
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To: Salvation
I had a monthly premium of $50.00 with co-pays for the doctor and about 80 percent coverage. (Guessing)

The CHEAPEST co-pay medical plans (Kaiser, etc.) START at $450./mo. for individuals...are your talking about being on Medicare with a "Medi-gap" or "Advantage" policy?  "Advantage" policies are going to be decimated under ObamaCare!  http://www.humanevents.com/article.php?id=39198

60 posted on 10/18/2010 5:47:59 PM PDT by Drago
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