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How to Calculate Your Individual ESG Score
The Impact Investor ^ | 2/7/2022

Posted on 10/18/2022 3:31:05 AM PDT by EBH

What is the Purpose of an ESG Score for Individuals?

A few different things will determine your personal ESG score, many of which can be discovered via your regular credit report and other public records. Your purchase history and also your sales history will have a dramatic effect on your ESG rating as a person.

The charities that you support will also increase or even decrease your ESG score. The platform will track your personal impact in the environment around you through various means, which will also be used to calculate your individual ESG score.

The purpose behind each person being assigned an individual ESG score is to help reward actions that will help move the world towards sustainability. While there are not currently any downsides to having an ESG score, regardless of how high or how low, there will come a time where too low of a score can result in denials for loans or services similar to the way credit scores currently function.

For now, ESG scores for individuals are used as a tracking tool for companies to monitor behavior. For those who have already started using ESG scores as part of their business model, some people with good scores may notice lucrative offers, easier loan terms, and even targeted packages designed to reward green or sustainable behaviors.

Now that you know a little more about the basics and principles behind an individual ESG score, you may be wondering where to find your rating.

There are a few different places you can check to find your score. If you hold an account at a major financial firm such as Merrill Lynch, your personal ESG score will be listed on your account with your other personal details. You can also check any of the main ESG monitoring companies’ websites.

(Excerpt) Read more at theimpactinvestor.com ...


TOPICS: Business/Economy; Education; Science
KEYWORDS: esg; wtfisesg
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This is no longer conspiracy stuff being shilled from the likes of Glenn Beck or late night radio paranormal shows.

Merrill Lynch is now advertising they have an 'app' for their clients.

This article explains they already have ESG scores on everyone!

Your score may be adjusted depending on a range of factors, including the company’s policies from which your score is delivered.

As such, there will be some variation between scores depending on where yours is the source in comparison with your own manual calculations.

Some things you may need to calculate your personal score are:

A list of your investments. A general calculation of how many miles you travel via car and public transport. The amount of energy you use each month (electricity, gas, etc.). Your cryptocurrency profile. Your food consumption numbers. Your organic and environmental effort profile. And other metrics.

1 posted on 10/18/2022 3:31:05 AM PDT by EBH
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To: EBH

I’m just going to assume that whatever a bad score is, I got it.


2 posted on 10/18/2022 3:32:34 AM PDT by servo1969
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To: EBH

“After segmenting each section, a value will then be assigned to each. Some areas have a heavier weight than others. For example, if you invest in green programs and also avoid eating meat, it will have a heavier weight than your use of electricity in your home daily.

Every ESG rating agency has its own predefined scoring systems that assign weights and measures to each segment. As a result, the final, personal ESG score may vary slightly from agency to agency and agencies to your own calculations.

Controversies, actual reporting, truth in reporting, and exact tabulations will also play a role in your final score.

Commercial companies also have more access to public data than you may have on your own, which will further affect the actual score you are awarded.

ESG scores take a lot of information into account when it comes to commercial and industrial entities. On a personal level, just as much information is used to create a picture of who you are and how your personal actions influence the world around you.

Buying a gun, alcohol, or even clothing will all affect your overall ESG score. Not only will your purchases matter, but who you purchase from and how they do business.

Your political affiliations also factor into your personal ESG score. Aside from the politics in governance, the party you support and even the person you vote for will make your score go up or down based on that person’s actions, policies, and voting habits.

The type of car you drive, how often, and even how many people are in the car when you drive will also come into play when deciding your score.

Unlike credit scores with a clear method of tabulation, cause, and effect, ESG scores depend on a wide variety of factors that most people have yet to consider. Depending on where you live, even calculating a personal ESG score can mean giving up your rights to basic privacy.”


3 posted on 10/18/2022 3:36:56 AM PDT by 9YearLurker
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To: EBH

what does ESG mean? I’m sure i’ve failed that test, lol.


4 posted on 10/18/2022 3:37:48 AM PDT by ronniesgal (Just GET A JOB already. )
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To: EBH

I will purposely start doing the opposite of whatever makes a good score.


5 posted on 10/18/2022 3:39:48 AM PDT by joma89 (Buy weapons and ammo, folks, and have the will to use them.)
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To: EBH

1. Shoot yourself in the head
2. Now your score is zero


6 posted on 10/18/2022 3:40:13 AM PDT by struggle
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To: 9YearLurker

“the party you support and even the person you vote for will make your score go up or down based on that person’s actions, policies, and voting habits.”

That should scare the hell out of anyone who votes. Vote the wrong way...no food for you. Vote the wrong way no bank account for you!


7 posted on 10/18/2022 3:42:52 AM PDT by EBH ( 1776-2021 May God Save Us.)
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To: ronniesgal

Environmental Social Governance


8 posted on 10/18/2022 3:44:42 AM PDT by EBH ( 1776-2021 May God Save Us.)
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To: EBH

no food for me or my family means I’m on survival mode with NOTHING to lose and I’ll do WHATEVER is necessary to ensure that survival.


9 posted on 10/18/2022 3:45:44 AM PDT by Jaysin (Trump can’t be beat, unless the democrats cheat)
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To: ronniesgal

Better learn quick what it even means, your entire life is going to depend on it. Read the article

In addition to creating this platform, their lending guidelines are also getting an update that includes new rules that will tie your individual ESG score to your ability to secure lending.

And a myriad of other things for modern life.


10 posted on 10/18/2022 3:47:40 AM PDT by EBH ( 1776-2021 May God Save Us.)
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To: EBH

These people need a real hard slap down....real hard.


11 posted on 10/18/2022 3:50:33 AM PDT by Adder (ALL Democrats are the enemy. NO QUARTER!!)
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To: EBH
How to Calculate Your Individual ESG Score

Like I said with all the socialist policies...I will decide:

Ban assault weapons as long as I get to decide what is an assault weapon.

To each his needs from each his means as long as I get to decide who, the means and the needs.

ESG scores? As long as I get to decide.

12 posted on 10/18/2022 3:50:43 AM PDT by VRW Conspirator (Socialism should more accurately be called Sociopathism)
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To: Jaysin

Start thinking about things like the:

Paypal fines

Kanye West: bank JP Morgan Chase cuts ties with rapper

Chase Bank cancelling a Non-profits account or demanding affiliations of donors

That is ESG in action.


13 posted on 10/18/2022 3:51:02 AM PDT by EBH ( 1776-2021 May God Save Us.)
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To: EBH

I burned a couple tires and dumped some waste oil in a burn pit. I’m reducing space used in landfills. That’s good, right?

Right??


14 posted on 10/18/2022 3:55:42 AM PDT by Fury
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To: EBH

This is going in the direction of what CCP already does to its people and undesirables.

Time to pass a law making it illegal to maintain an ESG score on an individual without their permission, and to discriminate against any person based on an ESG score, or not having an ESG score, no ESG scores may be taken into account by any educational institution who receives federal funds directly or indirectly, ... put it right up there with race, creed, religion.

Until that happens, time for American citizens to use the same techniques and tools on the left.


15 posted on 10/18/2022 3:56:14 AM PDT by Susquehanna Patriot ( )
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To: EBH

LOL - my top two donations each year are Free Republic and Judicial Watch.

It is going to take a LONG time to dig my way out of that ESG hole.

Maybe I can pump up my ESG score by streaming Woke movies when I am sleeping?


16 posted on 10/18/2022 3:56:35 AM PDT by zeestephen
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To: EBH
Another reason that "cash is king".

Have been working for several years on minimizing my credit card purchases - finally let go of that "2% - 5% cash back" rewards bait.

Figured as long as I paid balance in full each month I was ahead of the game - but once I factored in the tracking and metrics angles, I was a loser.

17 posted on 10/18/2022 4:00:17 AM PDT by Psalm 73 ("You'll never hear surf music again" - J. Hendrix)
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To: EBH

If I dine on spotted owl breasts and throw a tire on the bonfire can I post the lowest ESG score on the board?

I already donate to the GOA and SAF as well as my state gun rights organization. I’m also a carnivore. My fear is I’m just not using enough fossil fuels to really drive my ESG score down as far as I’d like.


18 posted on 10/18/2022 4:01:59 AM PDT by FLT-bird
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To: EBH

I’ll bet the Nazis had a very high ESG score.


19 posted on 10/18/2022 4:05:06 AM PDT by Alberta's Child ("It's midnight in Manhattan. This is no time to get cute; it's a mad dog's promenade.")
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To: Psalm 73

I agree. It is time to move to the weekly cash envelope for daily expenses. They are tracking every little thing! From where we spend our own money to what we post online and websites we ‘visit.’

It is time to ‘check-out’ of the digital technology system.


20 posted on 10/18/2022 4:05:40 AM PDT by EBH ( 1776-2021 May God Save Us.)
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