Posted on 02/26/2021 2:35:59 PM PST by sharpee
We received mail address to our address addressed to someone who never lived here. After doing some checking and finding it was not a neighbor we opened the envelope. Inside was a bank debit card along with information about an account that had been opened. We contacted the bank. They indicated there is a lot of fraud going on.
They closed the account and suggested that we contact the credit bureaus and the state unemployment office and our local police department.
In each case the organization we contacted indicated that it is an ongoing problem.
Please be careful if you receive any unusual bank statements. Also check your credit scores for any unusual activity.
Why did you open their mail?
So?
Common for people signing up for cell phones, credit cards, etc. to get the item with no intention of paying.
I get one 2 days ago. Opened it and trashed it.
It’s good that your household was full of honest people.
I suspect most folks might go as far as you did and contact the bank about it, but I doubt it most keep going, contacting the unemployment office and the police and that third party mentioned.
That’s a lot of calling and probably a lot of waiting on hold so you can repeat the same details.
It would be grand if there was a certain website where you could post the details, press Enter, and be done with it after just one time.
But for a scam to work, why would the card go to you?
How do you know the person never lived there? Are you the original owner?
I just rec’d a notice from NY State unemployment office to update my unemployment claim for weeks in December 2020.
Of course, I never claimed such. Call the fraud line, and after choosing one of about 10 languages, no one answers. You then get sent to a website to register your fraud complaint.
New York truly deserves to be bankrupt.
I received 2 phone calls in the past 2 days asking for me, and seeing the unknown caller I.D. and expecting another robo call I responded “Whose calling please,” and the human male voice said he was from the Federal Reserve bank from (I forget), dealing with some unclaimed funds. My next words were, “Well, I hope you can get a better job and may you give your sins and your life to the Lord Jesus.” They hung up.
How much was in the account? ;D
j/k j/k
We get mail still for the people who used to own our home.
We open it and forward the important stuff (about twice a year) and discard the junk.
The scammers were supposed to intercept the letter out of your mailbox before you got to it.
We get magazines for someone who lived here before us. I keep the food mag and trash the rest. I figure she’s in a nursing home filling out subscription cards for the only address she can remember... Sad.
This sounds like an unusual course of action. Is there any indication that YOUR personal/banking information has been compromised? If the debit card was issued in someone else's name, then what impact does this have on you other than the mailing address?
I get mail for a daughter who went out on her own 30 years ago....and I have moved 3 times since then. Mind boggling.
.
Did you find out if there was any money in the account? If so it would seem weird that the person would have this sent to you - for all they knew you wouldn’t be so honest.
I don’t get the motive for whoever did this.
Report it...don’t use it.
You might not know who they are, but you can be pretty sure about how they voted.
My regional bank, for a long time, had a warning about unemployment scams going on, especially after the first stimulus checks went out.
I regularly get phishing emails from someone claiming to be Amazon, about a problem with my account. I used to forward them to Amazon fraud, but they don't even bother acknowledging that they receive them, so I just mark them as junk, and trash them.
I never click on any links, in any of the emails I get, even if it's from a company, or bank I have an account with. I get paperless statements, so if I get a notice of a new statement, I go to my bookmarks and access the site that way. I worked in uniform in NY State's prison system for 25 years. I question everything.
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