Key Points Claiming age impacts your spousal benefits, but the rules are different than those for personal retirement benefits. You must work with your spouse to come up with a smart claiming strategy for the household. Some divorced spouses can still receive spousal benefits based on their ex-partner's earnings record. A lot of time is spent discussing rules and strategies about claiming Social Security to ensure you make the most of the program's benefits. But one feature of the program that might not get enough attention is spousal benefits. Spousal benefits can be a lifeline for seniors who established a...