(NewsNation) — If you need money from an ATM, and it’s not a machine run by your bank, you’ll be paying more than ever before, according to an annual survey from Bankrate. The national average combined out-of-network ATM fee is now $4.77, up from $4.72 last year. The combined fee is the sum of the charge by an out-of-network bank, $3.19, plus the average charge of $1.58 levied by your own bank for using an out-of-network ATM. “Confine cash withdrawals to in-network ATMs or get cash back when using a debit card,” advises Greg McBride, Bankrate’s chief financial analyst. “See...