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44%  
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  • What's Wrong With Your 401(k)-- And how to fix it

    04/01/2002 4:57:29 AM PST · by CPT Clay · 12 replies · 584+ views
    Msn Money ^ | Lynn O'Shaunessy
    What’s wrong with your 401(k) -- and how to fix it Experts agree these ubiquitous retirement plans have gone terribly wrong. Here’s how they would fix the system, but you can take their advice to protect yourself now. By Lynn O'Shaunessy Ted Benna created the first 401(k) for guinea pigs at his own benefits-consulting firm 21 years ago. No psychic could have predicted that the 401(k) -- named for an obscure section of the federal tax code -- would someday dominate how Americans save for retirement. With traditional pension plans fading into the sunset, the do-it-yourself 401(k) has become as...