Earlier this month at a charity hockey event in Faribault, Minn., 11-year-old Nate Smith made an 89-foot shot from center ice to win $50,000. The problem was that Nate's twin brother, Nick, was the one who purchased the winning raffle ticket. When the time came to attempt the shot, Nick was outside of the arena unaware he had won, so in stepped Nate to score the miraculous goal. After the boys' father, Pat, came forward the next day and admitted to event organizers about the twins' switch, Odds on Promotions, the company that insured the event, held up awarding the...