The one this morning was this bad. "This look like a bulk email and not stupid spam, hoax or ID stealing" I still have Citibank phishing emails from time to time. Author says "seems to have supplanted eBay/PayPal as the favorite company for phisher scam artists to impersonate. Perhaps this reader gripe suggests one of the reasons why." http://www.gripe2ed.com/scoop/story/2004/8/23/0346/00108
