Free Republic

STATE COLLEGE, Pa. -- Penn State safety Ryan Keiser remains hospitalized after having fractured a rib in practice last Thursday and undergoing operations for a related small bowel injury. According to a source, he is not in critical condition but is "also not great." A spokesman for the Penn State Hershey Medical Center declined to disclose his condition and referred questions to Nittany Lions coach James Franklin, who would only say Tuesday afternoon that the senior had no infection and was "improving." Keiser is out for the season. "Our trainers and doctors have been in constant contact and have been...

Our Valentine's Day tradition continues There are quite a few things in life that are more foolish and desperate than using the Dave Ramsey pickup lines to woo someone—taking an interest-only mortgage, going within 50 feet of a payday loan store, and buying lotto tickets, just to name a few. But while all of these actions are avoidable, February 14 is not. And if it’s Valentine’s Day, it must be time for Dave Ramsey … pickup lines, that is. So without further ado, here they are: the sixth-annual list of Dave Ramsey pickup lines. If I had a dollar for...

Do I need pre-paid legal? Dear Dave, Do you have an opinion on whether or not pre-paid legal is a product worth purchasing? Anika Dear Anika, I’m not mad about pre-paid legal. But a lot of folks who recommend and advocate it don’t like me very much, because I tell people it’s a bad idea. Here’s why: Pre-paid legal will cost you about $300 a year. If you take $300 a year, and multiply that out over 10 years, you’re looking at $3,000. The truth is that the average American consumer doesn’t spend $3,000 on legal bills in this amount...