I think your unmanned disposable orbiter idea is excellent. The major advantage of the current shuttle platform is that it is the world's only system for launching unusually large and heavy satellites. Since the manned orbiters are laid-up indefinitely, in order to keep the shuttle contractors in business, the unmanned orbiter should be looked into by NASA.
The MAJOR operating cost the manned orbiter is the fact that it has to support human life. By building a substitute disposable system that's inexpensive enough, NASA (or preferably someone else) can remain the business of launching very heavy payloads for communication companies, etc...