Ouch. Monday night was the first time I heard my daughter apply that label to herself, and the word didn't please me. She and six friends/coworkers were about to watch the final Obama-Romney debate on the large-screen TV in our suburban basement. These twenty-something kiddies were enjoying our hospitality because it was free. They're a company (founder, partners, contractors, trainee), part of the start-up trend whereby young persons hang out at coffee shops, staring into laptops, trying to start the next Foursquare or Fab and make a billion dollars. Until that happens, they can't afford things like airfare or hotels....