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Supreme Court rules Consumer Financial Protection Bureau funding structure is legal
CNBC ^ | 5/16/2024 | Kevin Breuninger, Dan Mangan

Posted on 05/16/2024 7:31:47 AM PDT by Tell It Right

The 7-2 ruling, whose majority opinion was written by Justice Clarence Thomas, a conservative, reversed a decision by the 5th Circuit U.S. Court of Appeals.

Three other conservatives, and the court’s three liberal justices, joined in the majority opinion. The court’s two remaining conservative justices, Samuel Alito and Neil Gorsuch, dissented.

(Excerpt) Read more at cnbc.com ...


TOPICS: Business/Economy; Government; News/Current Events
KEYWORDS: cfpb; scotus
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If you like your financial planner, you can keep him.
1 posted on 05/16/2024 7:31:47 AM PDT by Tell It Right
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To: Tell It Right

consumers need to be protected FROM government, not by government...


2 posted on 05/16/2024 7:35:50 AM PDT by wny
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To: Tell It Right

They are so wrong. Nothing could be clearer than that the House of Representatives would be the source for all money bills. The Federal Reserve is a Frankenstein creation.


3 posted on 05/16/2024 7:40:59 AM PDT by Retain Mike ( Sat Cong)
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To: Tell It Right

despite its lofty-sounding title, just another UOW (useless or worse) federal govt agency

created as a place to stash D party operatives onto the public taxpayers’ payroll

essentially has done very little except rewrite and even make worse hundreds of already-existing regulations from other pre-existing govt agencies


4 posted on 05/16/2024 7:41:15 AM PDT by faithhopecharity (“Politicians are not born. They're excreted.” Marcus Tillius Cicero (106 to 43 BCE))
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To: Retain Mike

Justice Thomas wrote the majority with a 7-2 majority. I’m thinking I’m ok with it. Justice Thomas wouldn’t screw the people.


5 posted on 05/16/2024 7:43:03 AM PDT by napscoordinator (DeSantis is a beast! Florida is the freest state in the country! )
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To: napscoordinator

Yep, Thomas is usually on target. There are a lot of laws that I don’t like, but doesn’t mean they’re unconstitutional.


6 posted on 05/16/2024 7:47:27 AM PDT by Roadrunner383 (m)
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To: Tell It Right

It will now require legislation to kill the CFPB.


7 posted on 05/16/2024 7:48:07 AM PDT by Wuli
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To: napscoordinator
Justice Thomas wrote the majority with a 7-2 majority. I’m thinking I’m ok with it. Justice Thomas wouldn’t screw the people.

I'm sorry, but you are immensely naive if you believe that.

The simple reality is, guys like Thomas (and Kavanaugh) are statists at heart. Pretty much every federal judge (or Justice) is ultimately going to land there. The Supreme Court (and other Article III institutions) are the third branch of what is, ultimately, a "small-p" political system. Justice Thomas gets a paycheck with an eagle on it, just like any federal worker . . . metaphorically speaking, that it; everything is "direct deposit" nowadays.

When all is said and done, someone like Thomas will never, ever ultimately embrace a position where the power of the federal government, of the federal "state," is truly diminished in favor of the people. Anybody waiting for the federal judiciary to stand up for the rights of the people in opposition to the power of the state are going to be waiting a very long time.

No aspect or element of our current federal governmental system is coming to save you. People need to accept that reality. Only then can the right questions be asked -- e.g., not "who should we vote for?" but "the current system doesn't work anymore and never will again; so what do we do now?"

Time's up.

8 posted on 05/16/2024 7:55:09 AM PDT by DSH
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To: DSH
"The statute that authorizes the Bureau to draw money from the combined earnings of the Federal Reserve System to carry out its duties satisfies the Appropriations Clause," Justice Clarence Thomas, a conservative, wrote for the majority.

In other words, the CFPB's funding structure is legal because Congress said so. Sounds like a no-brainer to me.

How is this any different than Congress legislating a funding mechanism for Federal lands protection through the U.S. Dept. of the Interior -- using grazing fees, oil/gas drilling royalties, or visitor fees at national parks as the source of the funds?

9 posted on 05/16/2024 8:03:53 AM PDT by Alberta's Child (If something in government doesn’t make sense, you can be sure it makes dollars.)
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To: DSH; Tell It Right; napscoordinator

“Justice Thomas wrote the majority with a 7-2 majority. I’m thinking I’m ok with it. Justice Thomas wouldn’t screw the people.
I’m sorry, but you are immensely naive if you believe that.

The simple reality is, guys like Thomas (and Kavanaugh) are statists at heart. Pretty much every federal judge (or Justice) is ultimately going to land there. The Supreme Court (and other Article III institutions) are the third branch of what is, ultimately, a “small-p” political system. Justice Thomas gets a paycheck with an eagle on it, just like any federal worker . . . metaphorically speaking, that it; everything is “direct deposit” nowadays.

When all is said and done, someone like Thomas will never, ever ultimately embrace a position where the power of the federal government, of the federal “state,” is truly diminished in favor of the people. Anybody waiting for the federal judiciary to stand up for the rights of the people in opposition to the power of the state are going to be waiting a very long time.

No aspect or element of our current federal governmental system is coming to save you. People need to accept that reality. Only then can the right questions be asked — e.g., not “who should we vote for?” but “the current system doesn’t work anymore and never will again; so what do we do now?”

Time’s up.”

These are cold, hard facts.


10 posted on 05/16/2024 8:14:50 AM PDT by Wiz-Nerd
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To: Wiz-Nerd

Hence the digital I’d

https://www.infowars.com/posts/faa-reauthorization-bill-approves-digital-ids/


11 posted on 05/16/2024 8:16:09 AM PDT by combat_boots
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To: Wiz-Nerd
I'm with you on liking virtually every thing Justice Thomas does. For decades he's been my favorite person in DC. And maybe this case itself didn't have merits (arguing against the funding portion of the CFPB instead of the authority of the CFPB).

That being said, broke corrupt govt is the last people who ought to be making the rules on a free American citizen's interaction with his financial planner.

12 posted on 05/16/2024 8:19:01 AM PDT by Tell It Right (1st Thessalonians 5:21 -- Put everything to the test, hold fast to that which is true.)
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To: Tell It Right

Link to the decision itself: https://www.supremecourt.gov/opinions/23pdf/22-448_o7jp.pdf


13 posted on 05/16/2024 9:17:21 AM PDT by zeugma (Stop deluding yourself that America is still a free country.)
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To: faithhopecharity

They aren’t stashing them anymore. They are putting them everywhere, anywhere, as many as they can!


14 posted on 05/16/2024 9:34:39 AM PDT by grame (May you know more of the love of God Almighty this day!)
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To: grame

Yup. That’s why the pressured corporations and businesses with protests and lawsuits to create DEI positionings.

Hopefully, the overreach and Paly-hams is stopping this.


15 posted on 05/16/2024 9:39:47 AM PDT by Alas Babylon! (Repeal the Patriot Act; Abolish the DHS; reform FBI top to bottom!)
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To: Tell It Right

Hmm. I find this interesting. Thomas voted with the leftists and not with Alito.


16 posted on 05/16/2024 9:42:32 AM PDT by Recovering_Democrat
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To: grame

they use our tax money (and govermental positions) to finance, pay off, reward their political operatives

it is corrupt as Hell


17 posted on 05/16/2024 10:02:14 AM PDT by faithhopecharity (“Politicians are not born. They're excreted.” Marcus Tillius Cicero (106 to 43 BCE))
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To: Alberta's Child

Because unlike a fee collected at a national park, this funding source is a financial sleight-of-hand. The federal reserve’s income comes mostly from interest on Treasury bills it holds, i.e. federal debt. By law, that income would normally go back to the Treasury, so now apparently some of it instead will go to CFPB. This can only happen because the government is keeping two sets of books (3 if you count the social security system). The CFPB is being funded through accounting fictions. Does it have a budget cap? I don’t know, that would normally be set in the appropriation. since the federal reserve’s “income” is the hundred-billion range, this means CFPB could become one of the largest federal agencies over time, other than Medicare/medicaid and SS.


18 posted on 05/16/2024 10:10:46 AM PDT by TimSkalaBim
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To: Recovering_Democrat
Hmm. I find this interesting. Thomas voted with the leftists and not with Alito.

It may have to do with the argument against the CFPB being about how it's funded. Perhaps if the freedom lovers against the CFPB had instead argued that the federal govt doesn't have the authority to get in the way of Americans and their financial planners, Thomas would have voted like we'd expect.

19 posted on 05/16/2024 10:11:30 AM PDT by Tell It Right (1st Thessalonians 5:21 -- Put everything to the test, hold fast to that which is true.)
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To: napscoordinator

Thomas went the wrong way on another decision lately as well. I think he may be slipping in his old age. To soon to tell how badly.


20 posted on 05/16/2024 10:11:58 AM PDT by Revel
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