Free Republic
Browse · Search
News/Activism
Topics · Post Article

Skip to comments.

Bus Driver About To Lose $800K Home Tells Obama “Stop Foreclosures”
HousingDoom ^

Posted on 02/20/2009 4:23:31 AM PST by smartyaz

Bus driver Minta Garcia admits that she and her husband bought more house than they could afford, but she said "the lender made the purchase all too easy." Now the home that she purchased for $800K is worth $675K and she wants Obama to "Stop the foreclosures".

(Excerpt) Read more at housingdoom.com ...


TOPICS: Business/Economy; Culture/Society; Miscellaneous; News/Current Events
KEYWORDS: bho44; democrats; economy; foreclosures; housing
Navigation: use the links below to view more comments.
first previous 1-20 ... 41-6061-8081-100 ... 141-145 next last
To: Caipirabob
Obama has succeeded very quickly in throwing our concept of personal responsibility and our economic system into chaos by pitting producers against parasites.

I will not call it a success. Obama and the left wing liberal class warfare is about having the poor getting angry at the rich but what they are getting now is something they did want at all and that is the Producers getting angry at the Parasites.

61 posted on 02/20/2009 5:06:11 AM PST by jveritas (God Bless our brave troops)
[ Post Reply | Private Reply | To 25 | View Replies]

To: penelopesire

More than likely, they rolled debt into the house.


62 posted on 02/20/2009 5:06:15 AM PST by AppyPappy (If you aren't part of the solution, there is good money to be made prolonging the problem.)
[ Post Reply | Private Reply | To 17 | View Replies]

To: beaversmom

Thats pretty much what most cafeterias supply ;), hence the obesity epidemic with our youth today. Couple that with the video games and computers, and tv’s these “reduced lunch crowd” kids have, and there you have it. I am sure they spend at least 2$ a day on soda, candy or chips as well.

Jeez, what is this world coming to?


63 posted on 02/20/2009 5:07:13 AM PST by wombtotomb (since its "above his paygrade", why can't we err on the side of caution about when life begins?)
[ Post Reply | Private Reply | To 57 | View Replies]

To: Popman
"I know several people in her exact predicament. Good people who make bad decisions, we all make bad ones time to time."

Nonsense. This person didn't just make a "bad decision". This is beyond stupid. This is SCAM. I'll even bet they pocketed $20,000 or more when they mortgaged the house for it's "assessed" value rather than the purchace price, and spent the money on a new car to boot.

Her plan was probably to flip the house as soon as possible, but got caught in the bubble burst. This SCAM has been going on all across the USA.

64 posted on 02/20/2009 5:07:37 AM PST by Nathan Zachary
[ Post Reply | Private Reply | To 36 | View Replies]

To: penelopesire

“Did she and her husband lie on their loan ap?”

Here, is the way it is done....the husband is a construction worker, and during the season, makes big bucks, what with overtime etc, and she drives a school bus...hence their immediate combined monthly income, they were qualfied...no one bother to ask what whappens when school is out, and construction slows..


65 posted on 02/20/2009 5:10:13 AM PST by thinking
[ Post Reply | Private Reply | To 17 | View Replies]

To: Popman
I know several people in her exact predicament. Good people who make bad decisions, we all make bad ones time to time.

There is no excuse for this. Buying a house is the single most expensive purchase you will ever make, and to go into it not knowing that buying an $800,000 house on a bus driver's salary is asking for trouble is pure stupidity. People this dumb shouldn't be making purchases like this in the first place, and there is no way the rest of us should be forced to pay for these idiot's bad judgement.
66 posted on 02/20/2009 5:13:35 AM PST by reagan_fanatic (Dissent Is Patriotic!)
[ Post Reply | Private Reply | To 36 | View Replies]

To: smartyaz

Is it just my conspiracy mind that feels this whole thing is beyond just a person who chose (stupidly) to live above his means -— and banks who allowed it? Who was driving the banks? If Acorn, or the like, was involved — who pressured them? Part of a ‘grand design’?


67 posted on 02/20/2009 5:16:10 AM PST by Exit148 (Have "man-on-the-street" types taken over the U.S.?)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Non-Sequitur

Bfltr


68 posted on 02/20/2009 5:16:24 AM PST by mnehring
[ Post Reply | Private Reply | To 26 | View Replies]

To: freekitty
Bus driver $800,000 home?

A few months back I ran across a story of a fruit-picker in Bakersfield, CA who bought a $700,000 house on an income of $14,000 a year.

69 posted on 02/20/2009 5:17:49 AM PST by DuncanWaring (The Lord uses the good ones; the bad ones use the Lord.)
[ Post Reply | Private Reply | To 38 | View Replies]

To: Just mythoughts

Lawsuits.


70 posted on 02/20/2009 5:21:20 AM PST by 1010RD (First Do No Harm)
[ Post Reply | Private Reply | To 9 | View Replies]

To: smartyaz

ping


71 posted on 02/20/2009 5:21:44 AM PST by Last Dakotan
[ Post Reply | Private Reply | To 1 | View Replies]

To: thinking

‘Nobody bothered’ or were they even allowed to ask? I read somewhere that because of the ACORN folks and the laws that the dems pushed through congress during the Clinton era...the banks are now required to accept ‘welfare’ as a source of income...with no prejudice. Some of these people were not even required to have downpayments or jobs!!

Everytime we have bought homes over the years, we were required to bring in several years worth of tax returns.

Is that only required of the responsible people in society now and not the looters?

Questions questions....lol


72 posted on 02/20/2009 5:22:07 AM PST by penelopesire ("The only CHANGE you will get with the Democrats is the CHANGE left in your pocket")
[ Post Reply | Private Reply | To 65 | View Replies]

To: screaminsunshine

Is there a ‘republican’ tea party? Not sure what you are referring to.


73 posted on 02/20/2009 5:23:30 AM PST by penelopesire ("The only CHANGE you will get with the Democrats is the CHANGE left in your pocket")
[ Post Reply | Private Reply | To 59 | View Replies]

To: penelopesire

Yes...

as with everything else that liberals do,
the responsible are punished to reward the irresponsible,
in the name of the meaningless term “social justice”.


74 posted on 02/20/2009 5:24:27 AM PST by MrB (The 0bamanation: Marxism, Infanticide, Appeasement, Depression, Thuggery, and Censorship)
[ Post Reply | Private Reply | To 72 | View Replies]

To: DuncanWaring
If the house was still worth $800,000 or even $850,000, would she be able to afford the payments?

Well, with 'the new math' now taught in screwuls (schools), anything can look good on paper......no need to keep score in the game...just play to one's heart content.

75 posted on 02/20/2009 5:25:25 AM PST by RSmithOpt (Liberalism: Highway to Hell)
[ Post Reply | Private Reply | To 30 | View Replies]

To: rightwingextremist1776

ding ding ding.

First line in the video, “school bus driver”

She had the nerve to blame the lender for buying more house than she could afford. Next she will blame the real estate agent. LOL


76 posted on 02/20/2009 5:25:51 AM PST by Cailleach
[ Post Reply | Private Reply | To 5 | View Replies]

To: smartyaz

This is LUDACRIS. I make $110,000 and wouldn’t even think of even asking for a loan of $800,000. Because I CAN NOT AFFORD IT......


77 posted on 02/20/2009 5:26:07 AM PST by GUNGAGALUNGA
[ Post Reply | Private Reply | To 1 | View Replies]

To: AppyPappy

“More than likely, they rolled debt into the house”

Perhaps so. I never understand people who do that. It’s seems stupid to me. Why would you roll an unsecured debt into your home, thereby making it secured debt?

Those are the kind of moves that can really lead to losing your home. Better to arrange a payoff plan with the credit card company.


78 posted on 02/20/2009 5:28:35 AM PST by penelopesire ("The only CHANGE you will get with the Democrats is the CHANGE left in your pocket")
[ Post Reply | Private Reply | To 62 | View Replies]

To: wombtotomb
Thats pretty much what most cafeterias supply ;)

True. This new school they are attending has a pretty standard lunch--meat/main item, fruit, veggies, and milk. Now the school they came from was a charter too--first year started though. For some reason a charter is not allowed to have a hot lunch program in the first year. I don't know why. They'll have one next year though. So at that school kids had to bring their own lunch. All the parents at this school had to send a lunch in, but I know darn well when the hot lunch program starts next year, half of those parents will be participating in the free/reduced program.

79 posted on 02/20/2009 5:30:09 AM PST by beaversmom
[ Post Reply | Private Reply | To 63 | View Replies]

To: Just mythoughts
I am asking the question why would any lender push a mortgage they knew up front the buyers could not and would never afford.

because the lenders could turn around and sell them bundled to fannie mae/freddie mac as fast as they could generate ratings from Moody's - fannie/freddie bought everything that came their way - there was no incentive not to generate as many loans as possible

80 posted on 02/20/2009 5:30:48 AM PST by blueplum
[ Post Reply | Private Reply | To 60 | View Replies]


Navigation: use the links below to view more comments.
first previous 1-20 ... 41-6061-8081-100 ... 141-145 next last

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
News/Activism
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson