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Posted on 03/11/2026 11:20:13 AM PDT by nickcarraway
Katelin Holloway and Ben Ramirez thought they had found their forever home when they purchased a spacious North Beach property for $4.75 million in 2021 — a four-story residence with five bedrooms, sweeping skyline views and room for their growing family.
Instead, the couple is now facing the possibility that the house must be carved back into four separate apartments after city officials determined the building was improperly converted from a multi-unit property years before they bought it, according to the San Francisco Chronicle.
SNIP
According to city officials and tenant advocates, the building had previously been altered from a four-unit apartment complex into a single-family residence without proper permits. That means the structure is still officially classified as a multi-unit property in municipal records — and may have to be restored to that configuration.
(Excerpt) Read more at nypost.com ...
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Apparently they knew it was a multi-residence building when they bought it, but the seller and other individuals said it wasn’t a problem.
My oldest daughter. and her husband bought a property in Des Moines. A 7-unit apt bldg that was a mansion, converted to apartments in the 1930s, vacant and distressed. Son-in-law converted it back into a single family building. He said it was a joy to work with city building officials there, no problems at all to approve all work. Big difference from San Francisco jerk officials.
California, bringing new levels of corruption to you each and every day. No, make that each and every hour. Sad to say that the state’s only hope is the upcoming “big one” ...if it takes out ALL of the leftists.
Every day, another reason to never live in California.
(I’ve lost any interest in even traveling there.)
Especially if have or plan to have children.
Great movie
“Isn’t this covered by title insurance?”
If they had an owner’s policy. Most don’t.
“Their first mistake was choosing to live/buy a house in San Francisco.”
Easily the happiest days of my life. I met my wife, had two kids, mortgage in the Sunset, cat, dog and garden, three blocks from Golden Gate Park, 8 blocks to the Ocean. The best of times. Kids grew up, wife wanted to go back home, alone, sold the house. Loved San Francisco. 1994-2016.
Here’s a weird idea: just fine the people who made the conversion and get them to fix anything that didn’t meet code. Making the new homeowners convert their house back to apartments is just nasty and petty.
I think the victims have a negligence cases against the Title Company, Appraiser (if one was used) and the Realtors involved in their purchase, assuming the buyers weren’t complete idiots and did everything alone. The chain of title tells the story and should have shown the use change to single family while keeping the property zone multifamily. They are being overtaxed. There’s a whole lotta fraud and incompetence goin’ on there.
The city should change the classification to single home because that’s what it is now. In years past, in my family, there were homes once classified as apartments and then reclassified as single homes. No one was ever forced to convert a property back.
“These units have to be reconstituted on this site,” Theresa Flandrich, a North Beach resident and longtime tenant organizer told the outlet. “They have to be. North Beach has lost so many of these units, period.”
State the statute that requires that.
“Seems to me the city lost the right to make such a claim when they issued permits to modify it.”
You are assuming, probably wrongly, that permits were issued.
This may be an issue for the Title Company.
Their product is unencumbered title.
That’s why they call it title insurance.
Wasn’t this house inspected before the mortgage for the current owners was approved? And nobody found the discrepancy then? It needs to be established exactly when, and which previous owner made the changes without permits. Was the house sold, then resold to these people with this issue? And what’s this crap with an anonymous complaint? That right there is BS. What a ripoff.
Tge board won’t allow that. Advocacy groups are involved. This is an issue bigger than just one house.
“My solution would be to put separate locks on each bedroom, and call each bedroom a residence, “
Those changes don’t make residences.
the building had previously been altered from a four-unit apartment complex into a single-family residence without proper permits
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