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They repossessed her car, she took their name: Ohio woman’s legal revenge stuns dealership
Notebook Check ^ | 31 July 2025 | David Odejide

Posted on 08/01/2025 12:34:17 PM PDT by ShadowAce

An Ohio-based Kia dealership is fighting to get its name back after a woman whose car was repossessed hijacked the appellation. The matter is the subject of a court case.

A Kia dealership that got on the wrong side of an Ohio woman has approached the courts to regain its name after she snatched it. The dispute started with a repossessed car.

The dealership, formerly known as “Taylor Kia of Lima,” took back Tiah McCreary’s car in just one month. The dealer sold her a used Kia K5, but claimed in court documents that it was later determined that the McCreary did not provide sufficient information for loan approval.

McCreary found the perfect chance to pull off the automobile revenge of the century while considering her legal options. She discovered that the dealer had not renewed its company name with the Ohio Secretary of State and swooped in by registering it in her name. McCreary then slammed the dealer with a cease-and-desist letter asking them to stop trading with the name.

Faced with an impending identity crisis, the dealer enlisted the help of the courts to wrestle back the name. It argued that an arbitration clause in the purchase contract rendered McCreary’s demand invalid, to which a judge agreed. However, the Third District appeals court had a different view; the arbitration clause only applied to the repossession, and not the tussle over the “Taylor Kia of Lima” moniker.

According to the ruling, the “claim is a separate matter that could be pursued independently of the other claims in the complaint that address the consumer transaction at issue.  Since this claim does not fall within the scope of the arbitration agreement, this claim should not have been dismissed and sent to arbitration.”

The parties are back in the lower courts for another round of legal sparring.


TOPICS: Business/Economy; Weird Stuff
KEYWORDS: carma; lima; taylorkia; tiahmccreary

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1 posted on 08/01/2025 12:34:17 PM PDT by ShadowAce
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To: ShadowAce

Good for her!


2 posted on 08/01/2025 12:40:55 PM PDT by chud
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To: ShadowAce

Sounds like this dealership failed to do due diligence in more ways than one.


3 posted on 08/01/2025 12:41:09 PM PDT by IYAS9YAS (There are two kinds of people: Those who can extrapolate from incomplete data.)
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To: ShadowAce

Seems like a separate matter to me.


4 posted on 08/01/2025 12:41:51 PM PDT by nickcarraway
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To: ShadowAce
The dealer sold her a used Kia K5, but claimed in court documents that it was later determined that the McCreary did not provide sufficient information for loan approval.

Should have done your due diligence before selling her the car. You didn't, that is all on you.

Now if she did not make payments that is another thing but the excuse of, "we did not do our job" sounds like a you problem.

5 posted on 08/01/2025 12:43:06 PM PDT by Harmless Teddy Bear ( Not my circus. Not my monkeys. But I can pick out the clowns at 100 yards.)
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To: ShadowAce

They let her take home the care based on “pre-approval”, conditional on actual approval. She didn’t get actual approval.


6 posted on 08/01/2025 12:44:07 PM PDT by ro_dreaming (Who knew "Idiocracy", "1984", "Enemy of the State", and "Person of Interest" would be non-fiction?)
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To: ShadowAce

The dealer can’t get their loan approvals straight, and then failed to renew the name of their company. lol...


7 posted on 08/01/2025 12:44:53 PM PDT by dragnet2 (Diversion and evasion are tools of deceit)
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To: ShadowAce
The dealer sold her a used Kia K5, but claimed in court documents that it was later determined that the McCreary did not provide sufficient information for loan approval.

It's called an unwind. Usually involves buyers who turn out to be shady individuals.

Not saying this lady is shady.

8 posted on 08/01/2025 12:45:31 PM PDT by BenLurkin (The above is not a statement of fact. It is opinion or satire. Or both.)
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To: ShadowAce

They may be (and I agree with the appellate court) separate matters, but I suspect that if the dealership wants their name back, the settlement should be...

... the car. Free and clear.


9 posted on 08/01/2025 12:52:32 PM PDT by alancarp (George Orwell was an optimist.)
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To: ShadowAce; Lazamataz
The dealer sold her a used Kia K5, but claimed in court documents that it was later determined that the McCreary did not provide sufficient information for loan approval.

This is one of those rare cases when I'm glad I broke the longstanding FR tradition of not reading the article before commenting.

I was about to blast her as a loser who should've made her car payments.

10 posted on 08/01/2025 12:55:13 PM PDT by Drew68 (I haven’t seen the Democrats this mad since yesterday. Save some tears for tomorrow.)
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To: ShadowAce

Their web site is still up.

https://www.taylorkia-lima.com/


11 posted on 08/01/2025 12:55:53 PM PDT by Rio
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To: ShadowAce

After 5 years my used car is finally all mine. I ended up paying 4 times what it is now worth. The first and only time I bought a car with financing.


12 posted on 08/01/2025 12:56:52 PM PDT by Nateman (Democrats did not strive for fraud friendly voting merely to continue honest elections.)
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To: BenLurkin
Actually, it's not an uncommon tactic to let people take possession of a car under preliminary terms, then come back later and say 'sorry, you didn't qualify for THAT loan, but here's what we can do to for you now.' It's never good for the person who's may have traded in another car and would otherwise be without transportation.
13 posted on 08/01/2025 1:00:52 PM PDT by Quality_Not_Quantity ("...for the sake of His name." Psalm 23:3)
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To: alancarp
That was my first thought.

Sounds like a great opportunity for a win-win deal here--unless she is salty enough that she'd want more than a car.

14 posted on 08/01/2025 1:01:42 PM PDT by ShadowAce (Linux - The Ultimate Windows Service Pack )
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To: Harmless Teddy Bear

Dealerships have been known to let you take the car and then call you back in order to renegotiate the deal over some bs.


15 posted on 08/01/2025 1:02:12 PM PDT by Jonty30 (My mom is half French. Her mother and father are French, but she lost her legs in a car accident.)
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To: ShadowAce

The name on the claim falls mainly on the dame.


16 posted on 08/01/2025 1:04:01 PM PDT by bunkerhill7 (Don't shoot until you see the whites of their lies)
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To: Jonty30
And when you tell them to just give back your trade in they have "sold it".

Car dealers, more honest then government but only by a hair.

17 posted on 08/01/2025 1:04:40 PM PDT by Harmless Teddy Bear ( Not my circus. Not my monkeys. But I can pick out the clowns at 100 yards.)
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To: ShadowAce

For a woman buying a second hand car, she sure has a lot of money to pursue her case through court after court.


18 posted on 08/01/2025 1:05:04 PM PDT by PIF (They came for me and mine ... now its your turn)
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To: PIF
That's not the point, though, is it?

It doesn't matter why she is trying to buy a used car through financing, only that she is.

19 posted on 08/01/2025 1:07:03 PM PDT by ShadowAce (Linux - The Ultimate Windows Service Pack )
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To: BenLurkin

Both parties should be on the hook.
Once you sign, that’s it.


20 posted on 08/01/2025 1:09:55 PM PDT by Aeneas2112 (Sometimes by losing a battle you find a new waA veryh y to win the war. Donald Trump)
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