Posted on 07/02/2025 5:18:58 PM PDT by napscoordinator
A vanity that I have done in years.
I’ve had just as much. She wasn’t my first rodeo.
I think going every day had something to do with it as well.
Nope. That part of your post I respectfully disagree with. We don't need the govt taxing some behaviors and not others. I'd much rather go with FReeper BenLurkin's proposal (post #3): get rid of Medicaid altogether. If we did that, a generational change would be most people realizing they had to do better at saving and investing for retirement and living a more healthy lifestyle and marrying and raising families with meaningful relationships that actually love each other and care for each other.
Getting rid of all kinds of welfare removes each of our vested interests in what other people do. But as long as I'm helping pay for your welfare (though taxes) and you're helping pay for my welfare, each of us have a vested interest in micromanaging the other's lives. IMHO, that's one way that more gov't "help" winds up dividing us.
You won’t get any argument from me.
That said, I can tell you who had more pull with administrators and employees when there was an issue to be hashed out.
And it wasn’t the families of the folks on Medicaid.
The problem with your solution is that some people for those 25 years will spend all their extra money and then get Medicaid to pay for their nursing home stay. While others who instead gift their extra money for those 25 years to their kids would not get medicaid.
Who are you to determine that the spender gets free care while the gifter doesn't.
Not so fast.
What you mention was done for long term insurance.
Medicaid is a scam. It helps more that don’t need it than those that do.
They have changed some rules about financial assets but not much. My mother in law has to keep the house in her name to qualify.
It’s welfare for both situations.
Medicaid shouldn’t exist and neither should Medicare or Social Security. Folks should take care of themselves, it’s not the governments responsibility.
Rather annoying that the Medicare we paid into for decades doesn’t pay anything for nursing home care.
Maybe. But we do have a small percentage of people who are born with serious problems. How do we deal with that? Or a 40 year old who has a major stroke? We just can’t let them whither. Families can’t possibly take care of them financially. We have to have a little compassion. After all, we’re supposedly the party of life.
“Rather annoying that the Medicare we paid into for decades doesn’t pay anything for nursing home care.”
But it does. Here is how it works. Federal medicare will pay for nursing home, physical therapy (limited), and final hospice care. But you can’t own any assets in your name or the state seizes them. The states have a slick money laundering operation as the stewards of how it is controlled. The feds pay out medicare but the states seize your assets and keep the proceeds for themselves the state. If they are going to seize property assets the proceeds should go back into the federal system not to the state. The states claim they are taking these to offset their costs. Except it is not costing them, it is costing the federal tax payers.
I think that is Medicaid, not Medicare
No, it is Social Security/Medicare. Went through it with my Dad.
Medicare/Medicaid dual eligibles, seniors who are indigent or who have spent down.
Don’t get me started on that second one.
Medicare does not generally pay for long-term nursing home care. While Medicare Part A can cover a limited stay in a skilled nursing facility (SNF) following a qualifying hospital stay, it doesn’t cover custodial care or long-term stays.
https://www.medicare.gov/providers-services/original-medicare/nursing-homes/payment
BTW, while dual eligible seniors make up a smaller percentage of the people enrolled in Medicaid, spending on them makes up a large percentage of the budget.
FYI.
You ever see what a Medicaid bed looks like? They aren’t the best and brightest facilities unless you get very, very lucky
“Are we really this stupid??????”
Yes. Unfortunately.
There’s an entire industry whose sole purpose is to skirt financial limits for Medicaid qualifications.
“Medicaid Spend Down” is but scratching the surface. Look it up.
There you go. Yes.
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