Posted on 03/17/2014 4:20:13 PM PDT by Leaning Right
Can anyone recommend a good dental discount plan? And are there any plans out there that should be avoided?
The insurance plans I've looked at all have high co-pays and yearly limitations. But the dental discount plans aren't like that. Participating dentists just knock 15 or 20% off their standard fees (or so it seems).
So I'm guessing that the discount method is the way to go. But there are many discount plans out there, offered by many different companies.
Which plans are best? Which should be avoided? Any FReeper advice would be much appreciated.
Don’t bother. Just keep putting your spare change in a jar labeled, “dentures”.
I did a Humana plan that even covered Caps right away but only certain dentists take that particular plan.
Did two free cleanings a year, free Xrays etc.
When I worked for civil service, Blue Cross and Blue Shield had a fairly good dental coverage. That has been a long time ago and they also required a one year wait for coverage to start.
I just got a letter stating my coverage under medicare and noticed that it does include fairly limited dental coverage.
Just negotiate to pay exactly what ______ (your choice) dental insurance plan pays.
I used to have Delta so I used that one. If accepted, it will equate to a 25-35% “discount”.
“Participating dentists” is usually a key to a firm referring to these dentists and get paid—usually no deal at all.
I saw a TV ad over the weekend, shown in black and white, where the dentist was a white male. Then, the voice suggested to join whatever plan and the image immediately changed to color and the dentist was a white female. How did we survive so long with those evil white males in places such as dentistry? Sorry, I can’t otherwise provide an answer to your question.
My plan is very cheap.
Eat only 3 times during the day.
Brush immediately after every meal.
Much more important....Floss thoroughly after brushing.
Do not snack between meals. If you do, brush & floss again.
If you did above, your teeth will outlast you.
I am 73 and have all my original teeth.
Most of my dental bills are for cleaning twice a year
and I think it is excessive but the insurance pays 100%.
Do you have a dentist that you know personally? If you approach him or her they may be able to help you with that decision. I’m sure an honest dentist who cares about patients would want to help out.
You’re teeth fall out on there own,long of tooth;)
Our dentist said to not get dental insurance, just pay as you go.
only SOUNDS crazy:
Go over to Ebay and for $7 or so you can buy a “veterinary dental prophy scaler”.
Now for an emergency or something this WILL NOT help you. But for good cleanings every month or so? Yeah this suckah is GREAT!!!
Just by doing that really regularly you might never need to see a dentist again, assuming you have no infections currently.
I’ve been doing this for 7 years. My teeth are gorgeous and I have never had to see a dentist.
It’s only weird the first 3 or so times you do it —I do sub-gingival and everything now.
Yeah.... Get’em all pulled, and get implants - if you can afford it. They look better, and you no longer have to suffer going to a Dentist.
A friend of mine goes to Mexico for dental, pays cash and she is quite pleased. No for everyone.
How many white males can you count?
Brush with hydrogen peroxide it will prevent most problems. Google it and learn what’s what.
I know a Turkish guy who is just like you but even older: 86 and has all his original teeth and says he just always brushed. Me, I’m only 51 and to date have lost about 1/3rd of my teeth. One reason is when I was 21 I went to a dentist who drilled the hell out of them just to get the insurance money, but another reason is I rarely brushed them and never went to another dentist because of the experience with that creep. For years I believed all dentists did was destroy your teeth so they could get as much money as possible. Man oh man, the pain I went through I wouldn’t wish on my worst enemy. I broke my leg, arm, had a serious ear infection that caused me to go partially deaf, oh yes and I broke my knee cap once. None of that came even close to the teeth pain I went through.
What a good boy you are. I’ll give you a silver star.
I follow your plan to a T, (Except the snacking between meals!!!), ‘12. My old chompers are in great shape but I use Delta Dental Insurance for cleanings and any work I might need done. They have been a pretty good Insurance outfit for me.
Read their fine print. Many dental plans pay very little toward services and max out rapidly.
You might be further ahead applying the premium amounts to the dental bill.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.