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Should I sell or hold my Apple stock?
vanity | 7 August 2012

Posted on 08/07/2012 5:10:56 PM PDT by moonshot925

I bought 750 shares of Apple in April 2004 at $14/share.

I now have 1,500 shares because it split in February 2005.

Apple is now $620/share.

Apple is now paying quarterly dividends of $2.65/share.


TOPICS: Business/Economy; Chit/Chat; Computers/Internet
KEYWORDS: apple; stock
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I am afraid that the capital gains tax will be raised to 20% in the beginning of 2013 with a possible 3.8% surtax.
1 posted on 08/07/2012 5:11:06 PM PDT by moonshot925
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To: moonshot925

The internet is a bad place for stock market advice. With that said . . . when I don’t know what to do, I sell half.


2 posted on 08/07/2012 5:13:37 PM PDT by BipolarBob
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To: moonshot925

ummmmmm advise here on FR is worth what you paid for it.


3 posted on 08/07/2012 5:13:54 PM PDT by Drango (A liberal's compassion is limited only by the size of someone else's wallet.)
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To: moonshot925

I bought a lot about the same time too but I was stupid enough to sell around $90 after Jobs came back.

You have a nice profit so far if you sell. I think you may want to consider taxes selling now versus next year or later just in case 0 is re-elected.

I wouldn’t have guessed it would have gone up this much. Do they have full market penetration or is this just the tip of the ice berg?


4 posted on 08/07/2012 5:15:25 PM PDT by mnehring
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To: moonshot925

sell. You can send me a 5% commission.


5 posted on 08/07/2012 5:16:53 PM PDT by martinidon
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To: moonshot925

If I were you, I’d wait until after the iPhone5 is released (rumored for late September). There is a LOT of pent up demand, and as the old stock addage goes “Sell on rumor, buy on news”.

Before Apple announces their Q4 earnings - their stock should be significantly higher than it is now. I’d wait - but that’s merely my opinion.


6 posted on 08/07/2012 5:18:25 PM PDT by Hodar (A man can fail many times, but he isn't a failure until he begins to blame somebody else.- Burroughs)
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To: BipolarBob

I agree with Bipolar Bob on both counts... bad place to get advice and I would sell half as well. Also, if you have some underperformers at year end, you may want to sell those to offset some of your gains.


7 posted on 08/07/2012 5:19:46 PM PDT by theyreallthesame
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To: moonshot925

Hey cousin! I guess things have been pretty good as of late. Mind if I stop over sometime?


8 posted on 08/07/2012 5:20:39 PM PDT by stevio (God, guns, guts.)
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To: Hodar

I’ve been buying up LQMT on the iPhone 5 rumor it will use the LiquidMetal product for its case instead of the old glass. A great way to get a piece of the action without the high per/share cost. LQMT has a lot of upside even outside the AAPL rumor.


9 posted on 08/07/2012 5:21:22 PM PDT by mnehring
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To: moonshot925

AAPL will go to $700 by Sept 10th, so hold it. Other than that , I hardly think someone who has an unrealized profit of $920,000 on a single stock holding needs ANY advice from anyone here.


10 posted on 08/07/2012 5:21:51 PM PDT by montag813
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To: Hodar

ummmm, don’t you mean Buy on Rumor and Sell on News?


11 posted on 08/07/2012 5:21:57 PM PDT by theyreallthesame
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To: moonshot925
Sell it and buy GM stock with it. It's the patriotic thing to do.

-PJ

12 posted on 08/07/2012 5:25:32 PM PDT by Political Junkie Too ( It doesn't come naturally when you're not natural born.)
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To: martinidon; moonshot925

Sell part, maybe half or more. But another important decision will be, where will you invest the proceeds? Better diversify. Very rocky road ahead. Btw, I’ll settle for 2.5%.

Glad I don’t have to worry about such decisions. My only worry is paying off my debts before I die.


13 posted on 08/07/2012 5:25:32 PM PDT by Jim Robinson (Resistance to tyrants is obedience to God!!)
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To: moonshot925

If you sold, what would to do with the proceeds?

CD’s
Passbook savings
Money Market

Your shares are currently earning over $10 per share per year and you paid $14 per share originally.

CD’s, Money Market, etc., are paying LESS than 1%.

==

Keep the stocks. If you need the money, syphon off the dividends.

==

Several years ago, I had to redeem Savings Bonds. They were paying a low 6%, but I needed the money to live on.

Now, I would be ELATED to have anything paying 6%.

I do have an IRA through an insurance company. It is contracted to not pay less than 3.5% per year. When I took it out, most basic savings accounts were paying 8%. Now, that 3.5% looks pretty good.


14 posted on 08/07/2012 5:26:25 PM PDT by TomGuy
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To: moonshot925
I also agree with Bipolar Bob. Hedge your bets, sell half. But mostly I simply want to congratulate you. Great going ! I love it when people make money. Awesome.
15 posted on 08/07/2012 5:27:08 PM PDT by builder (I don't want a piece of someone else's pie)
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To: moonshot925

That question is best posed to your favorite member of Congress.


16 posted on 08/07/2012 5:28:06 PM PDT by Fester Chugabrew (I wish this president would learn how to be an American)
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To: moonshot925
Strictly out of concern for your mental well being I think you should send all those annoying shares to me...think of the money you will save on therapy.
17 posted on 08/07/2012 5:29:25 PM PDT by crazyhorse691 (Obama is just the symptom of what is destroying the U.S.)
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To: moonshot925

I’d wait till you have a cool million. Just because.

Then diversify, diversify, diversify.


18 posted on 08/07/2012 5:29:56 PM PDT by unixfox (Abolish Slavery, Repeal The 16th Amendment!)
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To: moonshot925
Seriously, maybe you should see a financial planner.

It depends on how old you are, how much you already have in a retirement fund, etc.

Do you want to reinvest the dividends or take the dividends as income to supplement your salary/wage?

Do you want to roll it into a 401(k) or Roth IRA (if you're old enough)?

Do you want to sell it all to buy a house, and pay the capital gains all at once, or set up an income stream annuity during retirement when you will pay the capital gains as they are withdrawn over time?

These are the questions to ask and answer.

-PJ

19 posted on 08/07/2012 5:30:52 PM PDT by Political Junkie Too ( It doesn't come naturally when you're not natural born.)
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To: moonshot925

If you are afraid of the capital gains, send me the shares and I will take care of it for you. No problem, glad to help.


20 posted on 08/07/2012 5:34:24 PM PDT by irishtenor (Everything in moderation, however, too much whiskey is just enough... Mark Twain)
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