SEATTLE -- The letter promised millions, claiming a Publishers Clearing House winner, and was sealed with Attorney General Bob Ferguson's misspelled name. "In the value of $9,222,350.00," Marjorie Flatum read. The 90-year-old widow had to do one simple thing to claim her prize: send money. "First I gave them $70,000," she remembered. "That was my retirement savings." It was "federal deposit insurance" the scam artists promised to return, but then they asked for more. This time, Flatum took out a reverse mortgage on her home for $300,000 - the home her husband built with his own hands.