One of Richelle Brooks' dreams is to send her two children to college without taking out any loans. She knows firsthand how taking out a loan to pursue higher education can amount to crippling debt. "My daughter wants to be an anesthesiologist. My son wants to be a computer engineer. Two little Black kids want this for their future," Brooks, 35, told Insider. "And this country is telling me it's impossible for me to get them there. It's a terrible, hopeless feeling." Brooks borrowed $203,000 collectively to attend undergrad, graduate, and doctoral studies. And over the years, has accumulated over...
