One of my readers is an underemployed 59-year-old man from among us here in the South Suburbs. Call him Harry. He works in information technology. Slowly and wearily, he says: "Once you get past 50, I swear, it gets tough, it gets really tough." For instance, Harry applied for a job with a city of Chicago department that operates 24 hours a day, seven days a week. He got an offer for some contract work. There were no benefits, but it was a paying job. A woman from the city called him one Monday morning and wanted to know if...