I too have just found out about this shady debt cancellation fee that has been charged to my account for over a year and a half. I have paid hundreds of dollars to this stupid service which I never knew I even had. I feel completely scammed from Best Buy and HSCB. I also read that Best Buy gets a percentage of the fees that HSBC charges, making them a part of this stupid scam too. I called HSBC and cancelled the service, only to have the foreign customer service representative, who barely spoke english, try to get me to...