I got a minus 51 on my last test. I couldn't be more delighted. "It seems you take many sensible precautions,'' was the automated evaluation from my online tester. The exam tested my risk of being burglarized. I hate to be the guy or gal who scored more than 120. "You are going to be burglarized as soon as a burglar or setup man discovers your home,'' the exam giver dryly notes. The test I took is called "Rate Your Risk,'' found online at www.rateyourrisk.org. The site also offers two other fun but informative and insightful surveys that measure your...