My wife and I are early 60s retired, not yet on Medicare. The new Obamacare prices are out today and our monthly cost went from $1k/month to $1.9k/month. This is clearly over the 8% of income hardship limit for us so I should not have to pay any tax penalty for not buying Obamacare. I'd like to not completely be without some form of catastrophic coverage. Recently I've been researching short term health insurance. I can get a six month policy with lower deductibles than the Ocare for about $300/month. Am I missing something. Anyone else going this route?