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Senate Republican tax bill passes ‘SALT’ deduction cap of $40,000. Here’s who benefits
CNBC ^ | Tue, Jul 1 2025 | Kate Dore

Posted on 07/01/2025 9:22:16 PM PDT by MinorityRepublican

Senate Republicans on Tuesday passed changes to the federal deduction for state and local taxes, known as SALT, as part of President Donald Trump's multitrillion-dollar spending bill.

Passed via the Tax Cuts and Jobs Act, or TCJA, of 2017, there's a $10,000 limit on the SALT deduction through 2025, which has been a pain point for certain lawmakers in high-tax blue states.

If enacted, the Senate bill would lift the cap to $40,000 starting in 2025. That benefit would start to phaseout, or decrease, for consumers who earn more than $500,000 of income. Both figures would increase by 1% yearly through 2029 and the $40,000 limit would revert to $10,000 in 2030.

By contrast, the House-approved measure under the One Big Beautiful Bill Act would offer the higher limit for a longer window. The $40,000 cap would begin in 2025, with the same $500,000 income phaseout, and both figures would rise by 1% annually from 2026 through 2033.

The Senate's legislation still needs House approval before the final bill can be delivered to Trump's desk. It was unclear Tuesday whether moderate House Republicans would accept the Senate's proposed SALT deduction changes.

(Excerpt) Read more at cnbc.com ...


TOPICS: News/Current Events
KEYWORDS: bluestatebailout; salt
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1 posted on 07/01/2025 9:22:16 PM PDT by MinorityRepublican
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To: MinorityRepublican

Rewarding highly taxed liberal states is BS.


2 posted on 07/01/2025 9:25:35 PM PDT by ConservaTexan (February 6, 1911/June 14, 1944)
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To: ConservaTexan

SALT is a deepState RINO payoff..


3 posted on 07/01/2025 9:37:01 PM PDT by A strike (Make RealID required for voting )
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To: ConservaTexan
Rewarding highly taxed liberal states is BS.

This means the person in Florida who makes $100,000 per year will have to pay more in federal income taxes than the person in Connecticut who makes $100,000 per year.

4 posted on 07/01/2025 9:40:58 PM PDT by Right_Wing_Madman
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To: MinorityRepublican

“for consumers who earn more than $500,000 of income”

and by “consumers” they mean consumers of free tax monies to allow their blue states to take more money in state taxes.


5 posted on 07/01/2025 9:41:57 PM PDT by ChronicMA
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To: All

The 4 years expiration chokes off the 40K. It may not be enough to get the House GOP votes.


6 posted on 07/01/2025 9:46:21 PM PDT by Owen
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To: ConservaTexan

Agreed. It is outrageous to give a benefit to blue states, financed by red states. It is ridiculous.


7 posted on 07/01/2025 9:49:35 PM PDT by volare737 ( Diversity is something to be overcome, not celebrated. )
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To: Right_Wing_Madman

Hochel, Pritzker and Newsome say “thank you”.


8 posted on 07/01/2025 9:51:42 PM PDT by volare737 ( Diversity is something to be overcome, not celebrated. )
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To: MinorityRepublican; fatima; Fresh Wind; st.eqed; xsmommy; House Atreides; Nowhere Man; PaulZe; ...

The SALT deduction also benefits “purple” States like Pennsylvania whose Amish voters gave Trump the White House in 2016 and helped to Make America Great Again, Again last year.

Some of us felt very betrayed with the 2017 tax changes (although, personally, it was a wash) but the red bloc in the blue states should neither be marginalized nor disparaged.


9 posted on 07/01/2025 9:57:31 PM PDT by lightman (Beat the Philly fraud machine the Amish did onest, ja? Nein, zweimal they did already!)
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To: MinorityRepublican

Which means, me, the Florida man with very low state tax will subsidize Democrats in high tax states.

And Trump reneged on “no tax on social security” as well. In most years I will lose the paltry social security deduction when I sell stocks for capital gains, because the deduction phases out after $70k income or some similar number which I don’t recall.


10 posted on 07/01/2025 10:21:47 PM PDT by Bobbyvotes (TERM LIMITS IS THE ONLY WAY TO STOP CORRUPT CAREER POL ITICIANS. York )
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To: MinorityRepublican
The raised SALT cap will help me this year. My state income tax in Idaho has run $15,000 and my property taxes at $5000. It will be less this year for state income tax because I retired on June 8th, 2025. Now I have to deal with having earned 6 months of income, then switching to social security in a tax bracket the requires having 22% withheld so that I don't have a "surprise" when filing taxes in 2026.

My retired annual income would easily have operated under the $10K SALT cap.

11 posted on 07/01/2025 10:27:13 PM PDT by Myrddin
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To: MinorityRepublican

True, it’s a tough pill, but apparently necessary to pick up the votes of some blue state RINOs. Now I hope that Thomas Massie, Chip Roy and other Freedom Caucus members aren’t going to vote in opposition to Trump for the largest tax increase in history.


12 posted on 07/01/2025 10:52:34 PM PDT by Rainier1789 (My Constitution has a 2nd and 10th Amendment)
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To: MinorityRepublican

This is terrible. Why lift this? If Blue shit holes want to tax the bejezus out of their citizens, let them. Let them suffer the consequences for it too. They shouldn’t be able to deduct the massive amount in state taxes they pay from their federal taxes because this just offloads their tax burden onto taxpayers in other states......it allows them to escape the consequences of their own idiotic leftist policies.


13 posted on 07/02/2025 12:32:19 AM PDT by FLT-bird
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To: Right_Wing_Madman

Florida’s real estate taxes have increased substantially.

I agree that the Blue States with high real estate and high income taxes benefit the most.

The new higher limits seeks to bring in more middle class tax savings while phasing out the savings on high income taxpayers.

I agree with a flat tax on very high income taxpayers. In essence, the alternative minimum tax is a flat tax on high income taxpayers.

Above $1 million per year should be a flat tax, even excluding capital gains exclusions.

Trump’s no tax on tips is going to create enforcement chaos, especially with all the increases of minimum wages around the country.

If the IRS brought in I-9 enforcement and 1099 vs employee enforcement, they could squeeze out the illegal immigrants immigrant non-taxpayers. There are many. That’s why the government is moving toward electronic currency.


14 posted on 07/02/2025 1:52:57 AM PDT by tired&retired (Blessings )
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To: Right_Wing_Madman
I suspect both would be paying the same federal income taxes. The standard deduction is almost $15,000 for individuals and $30,000 for couples.

I’d be curious to see how many taxpayers actually benefit from raising the SALT cap.

15 posted on 07/02/2025 2:30:38 AM PDT by Alberta's Child ("The gallows wait for martyrs whose papers are in order.")
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To: A strike

The political objective here is to get Democrats in suburban swing House districts to vote against it. Many of these districts were represented by Republicans until 2018.


16 posted on 07/02/2025 2:33:58 AM PDT by Alberta's Child ("The gallows wait for martyrs whose papers are in order.")
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To: FLT-bird

i agree but 10k was too low


17 posted on 07/02/2025 3:18:15 AM PDT by joshua c
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To: ChronicMA

SALT is unrelated to income, it is related to the standard deduction. It’s presently $20,000 per year. It’s mostly effected by real estate taxes. Very few families earning less than $100,000 a year pay more than $20,000 annual real estate taxes in any state.


18 posted on 07/02/2025 3:40:37 AM PDT by norwaypinesavage (Freud: projection is a defense mechanism of those struggling with inferiority complexes)
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To: Right_Wing_Madman

Yes but don’t forget Florida homeowner’s insurance is significantly higher than blue states so it is a wash. You get to deduct homeowners insurance too!


19 posted on 07/02/2025 3:45:43 AM PDT by napscoordinator (DeSantis is a beast! Florida is the freest state in the country! )
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To: ConservaTexan

I live in one and I agree.

NYS.

Where you can pay 5 grand and up in annual property taxes on a modest existing home.

All this will do is enable our legislature to continue to screw us silly.

But I’m in this for the long haul.

So if Trump says lass the bill...

Pass the bleeping bill.


20 posted on 07/02/2025 3:47:57 AM PDT by mewzilla (Swing away, Mr. President, swing away!)
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