Treasury Will Auto-Enroll 60 Million Children in Trump Accounts

The Wall Street Journal ^ | Updated Sept. 29, 2026 12:52 pm ET | Richard Rubin and Ashlea Ebeling

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New rules also ease path for wealthy donors to contribute stock while avoiding capital-gains taxes

The Treasury Department will automatically enroll tens of millions of children in the government’s new Trump Accounts as soon as this week, replacing the previous structure that required parents or guardians to sign up, the agency said in rules published Tuesday. 

The shift to automatic enrollment will ensure much broader access to the child investment accounts, creating them for more than 60 million additional children under age 18, according to the Treasury Department. The shift to auto enrollment means that big contributions from wealthy donors to the program—like the $6.25 billion pledge from Michael Dell—would reach more households.

“Stakeholders have expressed that eligible donors prefer that their contributions reach all children, not just children whose parents have the awareness to opt in,” the rules say. 

The administration rolled out Trump Accounts with fanfare in early July, pushing them as a way for children to save and invest well before they could typically qualify for some other tax-advantaged accounts.

As of the end of July, the Treasury Department had processed 5.6 million forms to open the accounts. Treasury Secretary Scott Bessent has said seven million children are signed up. Some 73 million children are eligible for the program.

The accounts come with a government contribution of $1,000 for children born from 2025 through 2028. But auto-enrollment won’t automatically trigger that contribution. Under last year’s tax law, which created Trump Accounts, taxpayers must specifically elect to get that $1,000, and Tuesday’s rules...

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"The accounts come with a government contribution of $1,000 for children born from 2025 through 2028."

Get your free stuff right here! Get it while it's hot!

[fruser1]

Does that include anchor babies?

How do they differentiate if not?

[BenLurkin]

How does the treasury have any record of each of where America’s children are?

[E. Pluribus Unum]

How will the giveaway in this article work?

https://chatgpt.com/share/6abc23f9-8fc4-83e8-b8ce-97e845a75d94

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https://chatgpt.com/s/p_6abc24bc9edc81919d7a47e1bbdaf5c6

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https://chatgpt.com/s/p_6abc24bc9edc81919d7a47e1bbdaf5c6

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https://chatgpt.com/s/p_6abc24ffd4d08191963c0eaf27de73d2

[kawhill]

“Treasury Will Auto-Enroll 60 Million Children in Trump Accounts”. Does that mean my grandkids are going to get some money?

[Sacajaweau]

I remember opening an account for each of my children...3,5,& 7 years old. They were giving away footballs, basketballs or something like that.

[Leaning Right]

Here we go again. And as with any government program, this one is sure to be filled with fraud.

[Georgia Girl 2]

Maybe its the pre cursor to rolling the young off Social security.

[ChuckHam]

I would have been happy to see a tax credit if a parent signed their child up for a retirement account at birth that was irrevocable. It’s a shame though that someone has to cajole a parent to be right by their child. This is just another handout.

[oldtech]

I would have thought with the current deficit we have,that something like this would be rather foolish. We need to get the older kids working & saving some of that money. I did that as a child with savings bonds or “war bonds” I guess they were called. My parents did this for us & they were poor. No gov’t. assistance involved; just bought the bonds.

[Does so]

It’s a handout that Dell has generously added to...

[cyclotic]

This is a long term investment in trying to change the attitudes of our youth.

That $1250 at birth will likely grow to be $20,000 or more when they graduate high school.

Some will burn it of course. Some will buy a car, others will use it to finance further education. Some will keep investing it and have a proper nest egg decades later.

Scott Bessent dropped a line a few weeks ago about eventually privatizing socialist security.

This is step one.

Growing the economy is best done by creating wealth. It’s a long term multifaceted approach.

My first grandson will be born in a couple weeks. I’m gratified to know that he’ll be off to a good start when he leaves home in 20 years.

[atomic_dog]

Great. My first grandchild just arrived 30+ days ago. My daughter, his Mom, mid-30s thoroughly brainwashed school teacher. I asked her to set up a Trump account and send me the info so I could put some money in. She replied that she wasn’t going to set one up, going along with a lot of her friend because she didn’t want her child to have anything to do with anything “TRUMP.” Jeez talk about really stoopid. TDS is a real thing, Should have had her join the Marines instead of going to college.

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his Mom, mid-30s thoroughly brainwashed school teacher.

My sister is a thoroughly brainwashed government school teacher too. Government is her religion, and bureucrats/educrats are her gods.

When Obola had his "Cash for Clunkheads," she and her husband turned in a car that was worth five times what they got from Clunkheads.

She and her husband and son got every experimental shot you could get. Her 37-year old son died of a sarcoma that originated at the exact spot on his shoulder where he got the shots. When I went to https://curesarcoma.org/ to donate as my sister requested in lieu of flowers it even said the COVID-19 vaccine was a possible cause of sarcoma. When I went back a few weeks later that statement was scrubbed.

Her son's death destroyed my sister. She will never be the same.