Treasury Will Auto-Enroll 60 Million Children in Trump Accounts

The Wall Street Journal ^ | Updated Sept. 29, 2026 12:52 pm ET | Richard Rubin and Ashlea Ebeling

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New rules also ease path for wealthy donors to contribute stock while avoiding capital-gains taxes

The Treasury Department will automatically enroll tens of millions of children in the government’s new Trump Accounts as soon as this week, replacing the previous structure that required parents or guardians to sign up, the agency said in rules published Tuesday. 

The shift to automatic enrollment will ensure much broader access to the child investment accounts, creating them for more than 60 million additional children under age 18, according to the Treasury Department. The shift to auto enrollment means that big contributions from wealthy donors to the program—like the $6.25 billion pledge from Michael Dell—would reach more households.

“Stakeholders have expressed that eligible donors prefer that their contributions reach all children, not just children whose parents have the awareness to opt in,” the rules say. 

The administration rolled out Trump Accounts with fanfare in early July, pushing them as a way for children to save and invest well before they could typically qualify for some other tax-advantaged accounts.

As of the end of July, the Treasury Department had processed 5.6 million forms to open the accounts. Treasury Secretary Scott Bessent has said seven million children are signed up. Some 73 million children are eligible for the program.

The accounts come with a government contribution of $1,000 for children born from 2025 through 2028. But auto-enrollment won’t automatically trigger that contribution. Under last year’s tax law, which created Trump Accounts, taxpayers must specifically elect to get that $1,000, and Tuesday’s rules...

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TOPICS: Government
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[E. Pluribus Unum]

"The accounts come with a government contribution of $1,000 for children born from 2025 through 2028."

Get your free stuff right here! Get it while it's hot!

[fruser1]

Does that include anchor babies?

How do they differentiate if not?

[BenLurkin]

How does the treasury have any record of each of where America’s children are?

[E. Pluribus Unum]

How will the giveaway in this article work?

https://chatgpt.com/share/6abc23f9-8fc4-83e8-b8ce-97e845a75d94

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https://chatgpt.com/s/p_6abc24bc9edc81919d7a47e1bbdaf5c6

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https://chatgpt.com/s/p_6abc24bc9edc81919d7a47e1bbdaf5c6

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https://chatgpt.com/s/p_6abc24ffd4d08191963c0eaf27de73d2

[kawhill]

“Treasury Will Auto-Enroll 60 Million Children in Trump Accounts”. Does that mean my grandkids are going to get some money?

[Sacajaweau]

I remember opening an account for each of my children...3,5,& 7 years old. They were giving away footballs, basketballs or something like that.

[Leaning Right]

Here we go again. And as with any government program, this one is sure to be filled with fraud.