Posted on 12/20/2019 1:25:03 PM PST by Oldeconomybuyer
Convenience store chain Wawa announced a massive data breach that potentially compromised "customer payment card information" at all Wawa locations for approximately nine months.
The data breach could impact debit and credit card numbers, expiration dates and cardholder names, Wawa announced Thursday.
PIN numbers, CVV2 numbers (the three or four digit security codes on most credit cards) and driver's license information were not impacted, the company said.
The company said it discovered the malware in Wawa payment processing servers on Dec. 10 and had the issue contained two days later, but that the malware may have been running since March 4. The malware no longer poses a risk for customers, Wawa said.
“At Wawa, the people who come through our doors are not just customers, they are our friends and neighbors, and nothing is more important than honoring and protecting their trust,” Chris Gheysens, Wawa's CEO, said in a statement announcing the breach.
“Once we discovered this malware, we immediately took steps to contain it and launched a forensics investigation so that we could share meaningful information with our customers. I want to reassure anyone impacted they will not be responsible for fraudulent charges related to this incident," he added. "To all our friends and neighbors, I apologize deeply for this incident.”
(Excerpt) Read more at abcnews.go.com ...
Is there a way to bang out your credit card and then blame it on something like this in a way that doesn’t put you in prison?
I’m not saying it’s right!
Just wondering.
I live nowhere near a WaWa - but was in Orlando in October and gassed up there before returning the rental car to the airport. And no, I didn’t pay with cash.
Wonderful...(sigh)
Recovery from debit card misuse is a lot harder and more time-confusing than from credit card misuse. The really bad situations are where people have their debit cards tied to a checking account that has overdraft protection from a money market or savings account with a lot of money in it. For that reason, we don’t have overdraft protection.
My use of credit card could be in this breach. Last time I was in known breach I got a free year of credit monitoring. Maybe I'll get another free year?
Then there is Buc-ee’s also 1,000 miles away -— but that is a horse of a different color.
And I’ll bet ABC News believed Mrs. Bill Clinton when she told them the Russians didn’t access any of the data on her unsecured server.
I live in a college town and I’m just about the only person who pays cash as I go. It honestly amazes me what people put on their charge/debit cards.
Credit Union keeps wanting me to use debit card, I keep saying no.
https://www.creditcardinsider.com/learn/debit-cards-vs-credit-cards/
excerpt:
Manage Fraud Better
Should you be more concerned about losing your debit card or losing your credit card? The former, and here’s why.
When criminals fraudulently use your credit card, they’re spending your credit card issuer’s money.
When criminals fraudulently use your debit card, they’re spending money from your checking account.
In other words, if someone uses your credit card without your permission, you’ll have time to report and manage the fraud before your bill is due.
With a debit card, however, the money leaves your account immediately — whether the charge is fraudulent or not. And, depending on your bank, it might take weeks or months to get your money back. In the meantime, you could miss important bill payments or have to borrow money for daily expenditures.
And, whether you’re victim to credit card fraud or debit card identity theft, federal law dictates your level of liability.
The Fair Credit Billing Act (FCBA) caps the liability of credit card users at $50. Most credit card issuers take this a step further and don’t charge cardholders anything for fraudulent charges. But even if your card issuer doesn’t offer that protection, the FCBA says you’re not responsible for any unauthorized charges if you report the card lost before it’s used.
This limited liability is one of the main reasons experts recommend using credit cards — especially for online purchases.
Debit card fraud protection, on the other hand, is covered by the Electronic Funds Transfer Act (EFTA) — and protection varies.
Here’s what you could owe, based on when you report a debit card loss:
Before any unauthorized purchases are made: $0
Within two business days of learning about the loss: up to $50
More than two days after the loss: $500
More than 60 days from when your statement is sent: the entire amount
I don’t know about you, but I’ve certainly gone a few days before noticing a card was missing from my wallet. And if you’re ever in the same boat, you’d face exponentially more liability with a debit card than a credit card.
Philly ping!
No, they will bust you much quicker then any the thief’s that steal and use the card.
Though shalt not steal.
Thou Shalt Not do a lot of things but I’ve done them anyway because they were a hell of a lot of fun :)
Ciao
Bookmark.
These hackers have gotten much too capable. My solution is to only use pre-paid / ‘gift’ cards for such purchases. Buy them at $50 and all you can lose is what was left after the fill-up. Cheap insurance against these crooks!
Folks, this is why Apple Pay/Samsung Pay/Etc. and cash are best.
I shop there multiple times a week.
My credit card bought gas in India. Credit card company asked if I went there. Nope. They gave me a new card with new numbers.
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♫ "Little GTO" - Ronnie & The Daytonas ♫ (youtube song link) ("Wa-Waaaaaaaaa...") |
Wawa’s are great. Around here, in metro Philly there are thousands. TI work in centwr city, and there are 10 waea’s in 5 blocke, LOL!
Stupid phone, there are ten wawa’s in center citu within 5 blocks.
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