Posted on 10/01/2013 3:24:49 PM PDT by sheikdetailfeather
October 01, 2013
Windows Media
BEGIN TRANSCRIPT
RUSH: Okay, back to the phones and we're gonna go to East Lansing, Michigan. Got a lot of Michigan calls today. Must be something in the trunk lines. Here's Keith. Great to have you, sir. Hello.
CALLER: It's an honor, Rush. Thank you for taking my call today.
RUSH: You bet, sir.
CALLER: I am a route sales representative, and I work down in Jackson, Michigan.
RUSH: What kind of sales, med sales, did you say?
CALLER: A route sales representative for a salty snack company.
RUSH: Route sales, okay.
CALLER: Yes.
RUSH: Gotcha.
CALLER: I deal with a lot of convenience stores, gas stations, grocery stores, and things of that nature. I've seen over the last eight months or so a lot of people complaining about their hours being cut down to 30 hours or under. Well, I ran into a woman this morning that brought something to my attention. Her hours were cut severely a few months back, and it was time for her to renew her automobile insurance, and because she now does not have health care, her premiums went up $500 every six months because she does not currently have any automobile insurance.
RUSH: Wait, wait, wait, wait. Hold on here just a second. I have questions for you.
CALLER: Yes, sir.
RUSH: First off, this woman who's had her hours cut, does she know why?
CALLER: Yes. Because of the current health care act her employers are cutting down as many full-timers as they can.
RUSH: Okay, I just want to make sure she's not blaming the boss. She knows it's Obamacare that is making it sensible for her boss to convert people to part time?
CALLER: Correct.
(Excerpt) Read more at rushlimbaugh.com ...
I’m a bit dubious when this stuff is offered as third hand info.
But not surprised the woman became a “29er”.
Yesterday Chicks on the Right had a call-in about Obamacare and there were many, many new 29ers calling in.
I’m in the great state of Michigan and my advice is for all good drivers to not buy a new car because there are way too many bad drivers driving newer cars. Maybe that will help the insurance companies to get things right for a change.
I heard that call. It doesn’t make sense to me. In 50 years of buying auto insurance no one has ever asked me about my medical insurance status.
Of course not, health insurance and car insurance are two different things...
Car insurance makes sure you can collect if someone is negligent...
Govt health insurance can tell you what to do, how to live, what medical procedure you can have and run your entire life....
Hence the difference...
Hmm...my home insurance has been cancelled. The home my parents owned and the one they owned previously were insured by the same company that insured all our vehicle. The insurance company said the house was too risky to insure as we had two incidents with electrical fires. Too boot, they have raised my auto insurance $100 a year.
So, no claims on either the home or auto insurance but I lose one and the other is raised with no reason provided. Mind, the vehicle is a 17-year old Jeep that is well maintained, I haven’t had any accidents or incidents, and put only about 900 miles on it during the year I’ve owned it.
The only thing I can think of is the debt my father left me as an inheritance with no life insurance to pay it down. My crediting rating is in the crapper but without a job and at age 61 I’m not going out and buying stuff on credit anyway.
I have no health insurance, and haven’t except for catastrophic health insurance over the past 20-years. This was cancelled by Blue Shield about 4-years ago due to Obamacare looming on the horizon.
Do insurance companies, knowing the facts, raise rates and/or cancel insurance because of poor credit ratings? Or is this about Obamacare?
I have been predicting a massive increase in our auto insurance premiums because of the coming influx of millions of illegals suddenly getting ‘driver’s licenses’.
They don’t know how to drive in the first place.
What’s a 29er?
However, in Pennsylvania, you can't sue the other guy if you're not insured so there shouldn't be any relationship between health insurance and auto insurance.
“... the debt my father left me as an inheritance...”
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That sounds very strange.
It may be the case that if you have health insurance the auto insurance company believes that your health insurance company might cover some of those costs, but if not then they will have to.
This is just a guess.
This is akin to universal default that credit issuing outfits love so much. Not precisely, but there’s a whiff of it.
Bad credit ratings equal high car insurance premiums. I have no idea why.
Many auto policies will cover bodily injuries resulting from the accident. They will seek compensation from you health ins via subrogation. If you don’t have health ins more of the burden is on your auto policy and vice versa.
Simple. Actuaries have figured out that bad credit risks are statistically more likely to cause policies to pay out.
Neither have I. New York has had no-fault insurance for decades but I've never been asked about my health insurance status. Not to say the law in Michigan isn't different.
40% might be high. Philly traffic court is perhaps the most disfunctional and corrupt magisterium in the country. They used to have 800 employees and they couldn’t get more than about 25% of defendants to even respond to traffic citations. No warrants were issued and no suspension notices. Of course that might have been because a councilman named Street was one if the biggest scofflaws in the city IIRC.
Thanks; I’ve often wondered about that.
http://en.wikipedia.org/wiki/Personal_injury_protection
IIRC (because I worked in a state that had different auto/health insurance requirements than the state I live in), there was a penalty, but it was something like $25. I don't believe it was anything like $500. Maybe she did something else, like had an accident, or bought a spiffy new car. Now that she has two jobs.
It may depend on your home state’s insurance commision requirements.
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