[old and tired]

Supposedly, only 40% of the drivers in Philadelphia are insured. I'm not even sure it's that high. Twice I've been hit while stopped at red lights. Neither time did the driver have a license, let alone insurance. Cops just let them drive off too.

However, in Pennsylvania, you can't sue the other guy if you're not insured so there shouldn't be any relationship between health insurance and auto insurance.

[SargeK]

40% might be high. Philly traffic court is perhaps the most disfunctional and corrupt magisterium in the country. They used to have 800 employees and they couldn’t get more than about 25% of defendants to even respond to traffic citations. No warrants were issued and no suspension notices. Of course that might have been because a councilman named Street was one if the biggest scofflaws in the city IIRC.