I heard that call. It doesn’t make sense to me. In 50 years of buying auto insurance no one has ever asked me about my medical insurance status.
It may depend on your home state’s insurance commision requirements.
Michigan is different from most states because it has no fault auto Insurance where you collect from your own insurer, regadless of who is at fault. Thus, you’rebpaying for your own medical cllaims. Hence, it’s partly medical insurance and your costs rise along with other medical insurance costs.