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It's Not An Option (IBD Exclusive Series: Government-Run Healthcare: A Prescription For Failure)
IBD Editorials ^ | July 15, 2009 | INVESTORS BUSINESS DAILY Staff

Posted on 07/15/2009 5:48:04 PM PDT by Kaslin

Congress: It didn't take long to run into an "uh-oh" moment when reading the House's "health care for all Americans" bill. Right there on Page 16 is a provision making individual private medical insurance illegal.


When we first saw the paragraph Tuesday, just after the 1,018-page document was released, we thought we surely must be misreading it. So we sought help from the House Ways and Means Committee.

It turns out we were right: The provision would indeed outlaw individual private coverage. Under the Orwellian header of "Protecting The Choice To Keep Current Coverage," the "Limitation On New Enrollment" section of the bill clearly states:

"Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day" of the year the legislation becomes law.

So we can all keep our coverage, just as promised — with, of course, exceptions: Those who currently have private individual coverage won't be able to change it. Nor will those who leave a company to work for themselves be free to buy individual plans from private carriers.

From the beginning, opponents of the public option plan have warned that if the government gets into the business of offering subsidized health insurance coverage, the private insurance market will wither. Drawn by a public option that will be 30% to 40% cheaper than their current premiums because taxpayers will be funding it, employers will gladly scrap their private plans and go with Washington's coverage.

(Excerpt) Read more at ibdeditorials.com ...


TOPICS: Breaking News; Business/Economy; Constitution/Conservatism; Culture/Society; Editorial; Extended News; Front Page News; Government; News/Current Events; Philosophy
KEYWORDS: 111th; agenda; bho44; bhofascism; bhohealthcare; communism; congress; cwii; cwiiping; democratcongress; democrats; donttreadonme; economy; fascism; healthinsurance; ibd; lping; marxism; obama; obamacare; rationedhealthcare; rationing; socialism; socializedmedicine; takeover; taxes; universalhealthcare; youpayforhthis
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To: Girlene
They are going to make a basic private health care plan so cost prohibitive for companies, noone can afford to offer it. Thanks for posting the appropriate pages!

I think there should be a simplified bill introduced, which handles the major issues, pre-existing conditions, untying health insurance from jobs, and allowing for individuals to purchase out-of-state plans, without any commissioner, committee, government "option", or any of the other strange junk that ended up in this bill.

I also think that health insurance should have to cover the entire treatment of whatever disease occurred while you're on it, even if it takes decades and you don't renew your policy. Imagine if car insurance didn't pay to fix your car if it took too long to fix. If you come down with cancer while on insurer X, then switching to insurer Y shouldn't mean that it's insurer Y's problem now. Insurer X bet that you wouldn't get sick and lost, so they have to pay and shouldn't be able to just leave the table.

141 posted on 07/17/2009 11:22:09 AM PDT by dan1123 (Gov't Healthcare Plan: Break it and Take it.)
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To: cajungirl

Thanks for your post #122. I am sorry that you have cancer.

After counseling old people on our duty to die, they will refuse treatment.


142 posted on 07/17/2009 11:51:02 AM PDT by zot
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To: massgopguy

Thank you for your post # 133.
Add to the list: That’s the end of our right to life.


143 posted on 07/17/2009 11:56:36 AM PDT by zot
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To: dan1123

I think we’d be a lot better off if they just stayed out of this business!

What do you think about Health Savings Accounts that are portable from job to job?


144 posted on 07/17/2009 12:06:56 PM PDT by Girlene
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To: Girlene
What do you think about Health Savings Accounts that are portable from job to job?

I think health insurance should be exclusively individual high-deductible (in the $10k/year range) policies, and people should have to pay out of pocket for anything less. If businesses or private charities want to institute accounts or other methods of help that's fine, but whatever the government does to encourage people to use other's money for their doctor bills should be eliminated.

145 posted on 07/17/2009 12:44:28 PM PDT by dan1123 (Gov't Healthcare Plan: Break it and Take it.)
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To: MeekOneGOP; RikaStrom; xsmommy; SeaDragon; tioga
ANY Congress member who votes for this atrocity should be advised that Grim will expend his dying breath, if necessary, to ensure his/her defeat in 2010.

I will also say many nasty things about them in the meantime. ):-|

146 posted on 07/17/2009 1:36:30 PM PDT by TheGrimReaper (The Dims' new motto: "No, really - it will work THIS time!")
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To: MeekOneGOP

Bend over...


147 posted on 07/17/2009 3:02:00 PM PDT by Seadog Bytes (OPM - The Liberal 'solution' to every societal problem. (Other People's Money))
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To: MeekOneGOP

148 posted on 07/17/2009 3:31:38 PM PDT by Seadog Bytes (OPM - The Liberal 'solution' to every societal problem. (Other People's Money))
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To: Seadog Bytes

AARP
good one
the folks who still try and convince their members that their is a Social Security “trust fund”
LOL


149 posted on 07/17/2009 3:35:08 PM PDT by nascarnation
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To: MeekOneGOP

The real question is what are we going to do when it passes????


150 posted on 07/17/2009 4:10:15 PM PDT by ColdSteelTalon (Light is fading to shadow, and casting its shroud over all we have known...)
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To: MeekOneGOP
Thanks for the ping.

Just this week, we were notified that "Welfare Plan Dependent Review" form MUST be filled out and returned with copies of our marriage certificate, property deed, and a copy of our last two income tax returns by August 11th.

Calling our medical insurance "welfare" - that we have paid the premiums for me on for over 40 years - is an insult. If we ignore the demand, they can cut me off of the employer plan. The coverage has already been slashed from lifetime of $1 million per person to $200,000.00.

What property we own is nobody's business, nor are our tax returns. The employer already has a copy of our marriage certificate, but we'll send another and nothing else.

151 posted on 07/17/2009 4:26:29 PM PDT by lakey (I'll show you my birth certificate if you'll show me yours.)
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To: nascarnation; MeekOneGOP; Grampa Dave; Lady Jag; potlatch; NRA2BFree; SunkenCiv; neverdem
RE: AARP


152 posted on 07/17/2009 4:44:05 PM PDT by Seadog Bytes (OPM - The Liberal 'solution' to every societal problem. (Other People's Money))
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To: Seadog Bytes; Avoiding_Sulla; AdmSmith; Berosus; bigheadfred; Convert from ECUSA; dervish; ...

Thanks Seadog Bytes.


153 posted on 07/17/2009 6:36:35 PM PDT by SunkenCiv (https://secure.freerepublic.com/donate/__Since Jan 3, 2004__Profile updated Monday, January 12, 2009)
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To: dan1123

If we were allowed to place a higher amount in the Health Savings Accounts AND roll them over from year to year with provisions to transfer them to our children upon our death, over time, we could use these to pay for almost all of our health care needs. And I think you would see cost of procedures dropping because by paying with an HSA, all of the delay and paperwork is out of the process now. The only problem is that you are not beholden to any politician, so you aren’t urged to vote for the joker who promises to raise your health benefits, the way seniors get scared about anyone tampering with Social Security.


154 posted on 07/17/2009 6:53:10 PM PDT by Sir Clancelot
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To: MeekOneGOP

Lol. I thought we were getting the same healthcare that congress gets.....Are they changing to this plan too?


155 posted on 07/17/2009 7:10:36 PM PDT by dalebert
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To: lakey

What kind of employer demands this kind of information of its employees?

WELFARE?

Zerocare surely will be as bad as welfare. It will be run by a bureacracy so costly our country will NEVER recover if it is implemented.

THIS IS WHAT IS AT STAKE!

Nothing but the economic stability - Zero is right on that - but our economic stability is going to nosedive should this and the cap and trade tax bills go through.


156 posted on 07/17/2009 7:11:41 PM PDT by Freedom'sWorthIt
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To: brityank

Thank you for the link there! Excellent !!


157 posted on 07/17/2009 11:49:45 PM PDT by MeekOneGOP (2008: The year the Media died. --Sean Hannity, regarding Barack HUSSEIN ObaMao's treatment ...)
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To: TheGrimReaper

Amen!

And give ‘em heck, TGR !! :)


158 posted on 07/17/2009 11:56:02 PM PDT by MeekOneGOP (2008: The year the Media died. --Sean Hannity, regarding Barack HUSSEIN ObaMao's treatment ...)
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To: dalebert

Sure they are! :)


159 posted on 07/18/2009 12:04:41 AM PDT by MeekOneGOP (2008: The year the Media died. --Sean Hannity, regarding Barack HUSSEIN ObaMao's treatment ...)
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To: Freedom'sWorthIt
We started to complain about using the word "welfare," but the notice specifically says "Do not send a cover letter. It will be destroyed."

We weren't going to send anything but our marriage certificate. Writing a complaint, though, I got to thinking that this corporation may be trying to sift through who are legal couples, living together - an actual spouse with rights of survivorship and entitled to the medical benefits.

It may be that gays are claiming rights they have no right to.

So, after some discussion, we complied and sent the proof they demanded. I have to keep my medical insurance! I still have home nursing care, which my doctor must re-new the order every few months for Medicare.

The older one becomes, the slower the healing and more complications. I'll do almost anything to never again require anti-biotics - as wonderful as they are.

160 posted on 07/18/2009 6:44:38 PM PDT by lakey (I'll show you my birth certificate if you'll show me yours.)
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