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Something Just Broke – It Appears That a Liquidity Crisis Is Upon Us, and That Is Really Bad News for the Financial Markets
America First Report ^ | 11-2-2025 | Michael Snyder

Posted on 11/03/2025 9:19:25 AM PST by Pete Dovgan

(The Economic Collapse Blog)—What is the Fed not telling us? The numbers clearly indicate that big trouble is brewing in the banking system. I wish that I could specifically tell you which banks are in the most trouble, but at this stage we simply aren’t being told anything. They probably figure that the best approach is to try to keep everyone as calm as possible. But they won’t be able to keep a lid on what is going on indefinitely, and when word finally gets out people could start to panic.

In recent weeks, bank reserves have fallen to alarmingly low levels.

In fact, last week they fell to the lowest level that we have seen in more than four years…

US bank reserves have crashed to a four-year low, plunging to about $2.8 trillion, according to the latest Federal Reserve data, sending fresh warning signals across Wall Street and Washington. The steep decline marks the second straight week reserves have stayed below $3 trillion, a critical threshold analysts say could test the banking system’s liquidity strength.

By itself, this doesn’t necessarily signal that we are facing a major crisis.

But everyone agrees that what we are witnessing is certainly unusual.........

(Excerpt) Read more at americafirstreport.com ...


TOPICS: Education
KEYWORDS: banking; bankreserves; bigbanks; economy; ed; finance; lookwhohatesjews; tariffs; trumpeconomy; tumblindice; tumblinnazi
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To: Pete Dovgan

It all depends on what is happening in the Repo Market, that’s where the real fireworks always happens.


21 posted on 11/03/2025 9:41:11 AM PST by inspector
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To: Pete Dovgan

Another article from OCD-doomer Michael Snyder.


22 posted on 11/03/2025 9:43:05 AM PST by odawg
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To: Uncle Miltie

OK. Just shooting off your mouth. I’ve got things to do.

Take a couple Pamprin maybe, go lie down.


23 posted on 11/03/2025 9:44:03 AM PST by tumblindice (America's founding fathers: all armed conservatives)
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To: Uncle Miltie

But other than that he’s probably a nice guy. )


24 posted on 11/03/2025 9:44:47 AM PST by BipolarBob (These violent delights have violent ends.)
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To: Vermont Lt

Using the standard LM-IS analysis, the liquidity trap means that monetary policy is ineffective in terms of promoting economic growth. Only shifts in the IS curve (i.e., fiscal policy) have an impact on real economic growth, but may be accompanied with increases in the interest rate.


25 posted on 11/03/2025 9:44:59 AM PST by econjack
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To: Pete Dovgan

Nothing “just broke”.


26 posted on 11/03/2025 9:45:16 AM PST by SaxxonWoods (Annnd....TRUMP IS RIGHT AGAIN.)
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To: ClearCase_guy

You’re not wrong.

Hiring in my little backwater has picked up. The H1B visa thing was killing off a lot of prospective positions, save for some select architect posts. Since the policy change, hiring is most definitely increasing.

Gas is down, sort of. Diesel is still ridiculous, but I’m in the People’s Soviet of Washington. 2nd highest gas tax.

Digging the tariffs and the power of them. SCOTUS better not monkey with that.


27 posted on 11/03/2025 9:46:52 AM PST by RinaseaofDs (Imagine what we'll know tomorrow.)
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To: Tell It Right

The problem with the Federal Reserve is that they are sitting on a lot of MBS issued in the 2% to 3.5% range which means they can’t sell that without taking a substantial hit since current mortgage rates are much higher. All they can do is put it out to the Repo Market and borrow money against it at 4.5% in over-night lending which means they earning 2% to 3.5% interest on the underling securities but paying 4.5% to borrow against them, not a winning strategy.


28 posted on 11/03/2025 9:49:14 AM PST by inspector
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To: Vermont Lt

Thanks for the definition—notice that the article fails to match it in any way.

The article is a total fail.


29 posted on 11/03/2025 9:49:28 AM PST by cgbg ("The truth is not for all men, but only for those who seek it.")
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To: Pete Dovgan

>> at this stage we simply aren’t being told anything

That’s a ROFL hoot! At this stage (and every other stage) bullhorns like “America First Report” are trumpeting this or that mutually conflicting and slanted “interpretation and analysis” we’re supposed to believe like it’s the Gospel itself! 🤣 Too little information ain’t the problem.


30 posted on 11/03/2025 9:50:28 AM PST by Nervous Tick (Hope, as a righteous product of properly aligned Faith, IS in fact a strategy.)
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To: SaxxonWoods

I feel like I’m just broke (after looking at my balance sheet).


31 posted on 11/03/2025 9:50:45 AM PST by BipolarBob (These violent delights have violent ends.)
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To: inspector

The Fed is not like you and me.

When we lose money we really lose money.

When they lose money they just put it on the books and then go get some more.


32 posted on 11/03/2025 9:51:09 AM PST by cgbg ("The truth is not for all men, but only for those who seek it.")
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To: ClearCase_guy

It’s partly two different factions in the country. Is also partly overstating things.

Inflation is down? Inflation is 3% and trending up. This is 50% above Fed target, which a segment says is too low and should be . . . 5%. So yes, inflation is down from 15% back in the early 80s. It’s rather a lot up from 2018 and the 20teens. By about 50% actually.

2) Interest rates are 4ish% on the 10 yr note, which the Fed does not decree. This is rather a lot higher than the 20teens.

3) Foreign investment is flooding in? I do see pledges. Haven’t seen ground breaking on foreign megaplants, which means the pledges aren’t cash, at least yet.

4) Job totals in collapse? Nah. Though every illegal shipped out is a smaller workforce to fill jobs. We do realize this means those jobs have to pay more to get jobs filled and what does that mean? Right. Inflation.

5) Tariff revenue? Few hundred billion dollars. Looks good, except when compared to 1.8 Trillion deficit. So instead of 1.8 it will be 1.5.

6) Frankly ALL OF THIS STUFF plays second fiddle to the most important factors upcoming:

The permian guys say peak for their field is next year.

The processed neodymium magnets are not in the deal to
have export restrictions stopped. No magnets will kill
rather a lot of things, quickly. Make our own? Sounds
good. Ten years. Minimum.


33 posted on 11/03/2025 9:54:52 AM PST by Owen
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Later!


34 posted on 11/03/2025 9:58:42 AM PST by Tunehead54 (Nothing funny here ;-)
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To: inspector
True. I believe the largest asset class owned by the Fed Reserve is U.S. treasuries. The Fed lets those expire naturally without buying new ones (or not buying as many of them). For a while the Fed owned more U.S. debt than even the Social Security Fund. But I think the Fed has done enough QT recently to the point that SS is now again the largest owner of US debt (treasuries).
35 posted on 11/03/2025 10:00:35 AM PST by Tell It Right (1 Thessalonians 5:21 -- Put everything to the test, hold fast to that which is true.)
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To: Pete Dovgan
I also suspect that the banks have leveraged themselves mightily in the stock market bubble.

When that bursts, we'll get another round of "why we must bail out the banks."

If that happens, they should be nationalized, broken up, resold and once again forbidden from engaging in trading any instruments except T-Bills. Current management would also need to be sued into oblivion and/or jailed for fraud, which is what should have happened in 2008.

36 posted on 11/03/2025 10:04:18 AM PST by pierrem15 ("Massacrez-les, car le seigneur connait les siens" )
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To: Tell It Right

I found the “Treasuries” in the “SS fund”.

https://moneymorning.com/2017/03/31/the-social-security-trust-fund-is-just-a-stack-of-ious-in-a-west-virginia-filing-cabinet/

It is a great shell game—until you try to find a pea under any of the shells.


37 posted on 11/03/2025 10:11:03 AM PST by cgbg ("The truth is not for all men, but only for those who seek it.")
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To: Uncle Miltie; tumblindice
Is Ted Cruz one of them?


38 posted on 11/03/2025 10:16:35 AM PST by mac_truck (aide toi et dieu t'aidera)
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To: Pete Dovgan

The federal debt is ~$110,000/American resident.

The federal debt is ~$240,000/American worker.


39 posted on 11/03/2025 10:20:33 AM PST by Brian Griffin
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To: Pete Dovgan

Wouldn’t this cause gold to spike today? It’s not.


40 posted on 11/03/2025 10:20:38 AM PST by grumpygresh
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