I’ve never made use of any government services, so I don’t know how they work.
I have assumed that we all (*ahem*) pay taxes and one of the results of that is that Medicaid pays for a certain level of medical care on our behalf.
Likewise, we all pay into Social Security and at some point, SS sends a monthly check.
I would not expect my heirs to “pay Social Security back” after I die.
I would not expect my heirs to “pay Medicaid back” after I die.
Unless, of course, government is 100% a scam.
Social Security and Medicare are entitlement programs. Medicaid is for indigents without sufficient resources to pay for long term care. It is not an entitlement program.
Your heirs wouldn’t be paying it.
Your estate would be paying it.
We had family in residential care.
None were on Medicaid.
And I can tell you this from many years of experience: If you can afford to pay your own way, do it. You won’t like the quality of care you’ll get from Medicaid.
Bureaucrap. The most advanced product of Socialism. (Totalitarianism)
Nobody understands the rules, so they can make them up as they go along.
Social Security and Medicare are programs that people have paid into during their working luves.
Medicare does not cover nursing home care. Medicaid covers it, but only for “indignant” people without assets. You are expected to spend down your assets until they are all gone, then Medicaid takes over. They will go after the estate if there’s anything there ( like a house).
Meanwhile elderly welfare recipients who never paid a dollar of taxes get care for free, as do illegal aliens.
My understanding of Medicade is that it is based on what you spend. Usually, you show them your bank statement for the past 3 month. It’s not so much base on what you make or even how much money you have in the bank..if you your spending below a certain ammount you qualify..
I’ve said it before many government programs are blanket solutions.. Instead of basing your situation individually.
But like anything government ..they like to believe they own your soul. If you must use them ..get out as quick as possible.
Just my advice.
Medicaid is supposed to be for people who are poor. If you have 100% equity in a $300,000 home, then you aren’t poor enough for Medicaid. The state won’t give you a hard time over it while you are receiving medical care, but when all is said and done the state WILL claw back those assets you own.
The heirs will never have to pay medicaid after an ancestor's death. It's the ancestor's estate that may be liable. In this case, Medicaid had imposed a lien on dear Rebecca's father's house and is now threatening to foreclose, as is its right, which would displace dear Rebecca from "the only place she's ever lived." Dear Rebecca thinks they shouldn't be able to do that and we taxpayers should take the hit instead.