Your heirs wouldn’t be paying it.
Your estate would be paying it.
We had family in residential care.
None were on Medicaid.
And I can tell you this from many years of experience: If you can afford to pay your own way, do it. You won’t like the quality of care you’ll get from Medicaid.
“You won’t like the quality of care you’ll get from Medicaid.”
Such care is administered by state-licensed professionals. The main reason people don’t like it is because they are Democrats and therefore ungrateful.
Democratic Medicaid recipients will not generally get billed except for custodial nursing home care.
Middle class folks will get billed unless they pay their co-pays upfront.
This is a huge problem that no one talks about and the odds are very high you have to deal with it. The low end for nursing home is $4,000 every much and most are more. If you have a loved one that gets dementia they can last 4-6 years and they will looking at $8,000 a month. Think about number every month for 6 years and you begin to see the problem.