Posted on 05/25/2021 4:42:49 PM PDT by Jonty30
So, do understand that I AM CANADIAN who has a great respect for the American way of life of paying one's own way, with minimal cost upon other people. I was thinking about how to apply that principle to healthcare, that might quell some of the more centrist or slight-right leaning liberals enough that are destructors cannot get enough support to destroy America.
So, my healthcare plan involves three points.
1. You pay for your maintenance care. Whatever that involves that involves daily health maintenance and minor health crisis.
2. You start a health-savings account that you pay over the course of your working life and it covers the end of life care that typically involves about 95% of all health costs.
3. Like a bank account, it is federally insured to up to a predetermined amount, say $60,000 or $100,0000, so if an insurance company does go out of business, you are not totally out of pocket of a lifetime of payments and you will have covered the final days to get your affairs together to not burden the next generation with your bills and obligations and whatever.
Would that work for you guys?
Get the Federal government completely out of it, and maybe.
The goal is to only use the Feds as a backing to ensure not all money is lost. If an insurance company is still around, it is that still provide the service that you paid for.
Do you want the feds to stop ensuring your savings?
What are the costs to ensure people’s bank accounts? It may not be much.
Anything the government is involved in is a SNAFU.
Government needs to be 100% out of the healthcare. Every negative thing about our healthcare system is directly attributable to government. It shouldn’t be different than car insurance or any other kind of insurance. And there should be absolutely no mandate of any kind.
Should we also have a mandatory savings account for food? To ensure that you can buy a nice house that’s safe to live in? Healthcare is simply another commodity, not a right.
It is just minimal goverment.
The alternative is a complete takeover by the government by a the socialist liberals, who will unquestionably destroy America.
It’s better than what we have now. But how much control over our healthcare decisions will the government have?
Nobody is making you buy insurance. If you don’t want it, the risks of the consequences are yours to bear alone, or with your family.
However, if you’ve paid a life time of, whatever amount you might have paid, a portion is ensured to ensure that you receive some of the care that you paid for so it isn’t a total loss.
That is my position. I’ve paid over $200,000CAN for my healthcare insurance that I won’t be benefitting from and that is positively infuriating. I will be homeless when I can no longer keep up with liberal greed.
Thaat $200,000 would have been worth approximately $700,000 if it had been invested and I could have had a modest retirement, so I am very angry at what my country did to me.
If I had the healthcare that I had a choice over, it would have been pain management end of care, just enough to allow me to get my affairs in order to not burden the rest of society.
And NO organized labor whatsoever!
That’s a false choice. Complete “single payer” rationed care, or the government meddling in it to a lesser degree.
The actual other alternative is to get them 100% out of it.
Under what I’m thinking, if it’s run like the FDIC, it would have no control over your decisions or options. You get what you pay for and that is all.
How much? They will be in it up to their eyeballs.
Historically, Federally insured banks fail at a higher rate than uninsured. I do not rely on Federal insurance for my savings, and I am pained to locate where in the Constitution the Federal Government is authorized to perform that function...
John McCain torpedoed our only chance to get rid of Romney/Obamacare.
We’re stuck with this mess.
The Feds should have zero involvement in healthcare—none whatsoever. It’s a private contract between doctors and patients.
No more new programs. I cannot think of a single aspect of life that the US Government does not claim a supreme right to intrude into. Literally not a single one.
It’s time they were curtailed in a serious manner. Maybe if they had one aspect they didn’t run, the world might not even end!
A wise man once said if the federal government was put in charge of the Sahara Desert that there’d be a sand shortage within 5 years
Being a backstop is not being in charge of anything.
How much does the FDIC cost?
Nothing wrong with insurance. Let the free market reign. Insurance companies can pay into a fund, like the FDIC that banks use, so if for some reason they go under they are re-insured to cover their insured clients until they can find a new plan.
Problem as I see it, and you can see it in the medical community in general. Look at the cost for treatments that are not covered by insurance like dental implants, nose jobs, chin enhancement, breast enhancement etc. Prices for those services have gone down over the decade, not up. Prices for insured care have gone through the roof, as have insurance premiums and co-pays and deductibles.
Trump was on the right path when he said that hospitals and doctors should have a published price list. Right now their pricing is very opaque because they cut different discount rates with different insurance companies.
Nixon practically endorsed a plan and was fond of the Kaiser Permanente concept, where doctors could form parternships and open their own hospitals, charging a modest monthly fee to the patients. Kaiser is big in California, I think it is the #1 insurer in the state and they have dozens of hospitals and 100s of clinics, but hasn’t yet expanded nationwide. There may be similar type entities in other states.
It is just a little piece of dog poop in the stew. You can hardly taste it.
The alternative is a complete takeover by the government by a the socialist liberals, who will unquestionably destroy America.
And this would stop that exactly how?
Seems like allowing the government “just a bit of involvement, almost a trifle” is how this whole mess started.
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