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1 posted on 09/24/2015 3:49:40 AM PDT by IBD editorial writer
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To: IBD editorial writer
I am shocked that Premiums have gone up

Deductibles have gone way up.

Your network has changed

2 posted on 09/24/2015 3:57:34 AM PDT by scooby321
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To: IBD editorial writer
And the expectation is that premiums will rise by 30% in 2016. For those on Social Security who will not be getting a COLA increase next year, the increases will be a hardship.

Yet another in a series of lies from the liar-in-chief.

3 posted on 09/24/2015 4:00:57 AM PDT by fatnotlazy
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To: IBD editorial writer

Premiums up....with HUGE deductibles.


4 posted on 09/24/2015 4:01:10 AM PDT by Sacajaweau
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To: IBD editorial writer

A lot of people were expecting free health care. Turns out, free stuff is really expensive. Who knew?


6 posted on 09/24/2015 4:04:32 AM PDT by ClearCase_guy (I've switched. Trump is my #1. He understands how to get things done. Cruz can be VP.)
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To: IBD editorial writer

It’s the “affordable” care act and “If you like your doctor you can keep your doctor”. And we are going to trust this guy when it comes to making nuke “deals” with Iran?


11 posted on 09/24/2015 4:36:03 AM PDT by GrandJediMasterYoda (B. Hussein Obama: 20 acts of Treason and counting.)
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To: IBD editorial writer

The word “insurance” is missing from the title. I don’t have it and my health care costs have plumetted more than the price of oil. You would not believe the discounts you get when insurance is not part of the transaction.


13 posted on 09/24/2015 4:45:13 AM PDT by cuban leaf (The US will not survive the obama presidency. The world may not either.)
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To: IBD editorial writer

Well paint me red.....

I never signed up for Obamacare, i must have not got the memo.


14 posted on 09/24/2015 4:49:05 AM PDT by Daniel Ramsey (Trump to win! He wins, we win, the nation wins!)
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To: IBD editorial writer

I pay for my own health insurance, and it has more than doubled.


17 posted on 09/24/2015 5:19:13 AM PDT by jdsteel (Give me freedom, not more government.)
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To: IBD editorial writer

Great job there half breed


18 posted on 09/24/2015 5:21:33 AM PDT by Joe Boucher ( Obammy is a lie, a mooselimb and pond scum.)
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To: IBD editorial writer

Here’s B******t Barry claiming that the rates that employers would pay for insurance for their employees would drop by “as much as 3,000 percent”.

https://www.youtube.com/watch?v=AdY5lVgcyCU


19 posted on 09/24/2015 5:25:51 AM PDT by Fresh Wind (Falcon 105)
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To: IBD editorial writer

“We’re from the government,and we’re helping you. We’re taking over healthcare (17% of the U.S. economy) to save you money. You will love it. Believe us.”

My premiums and co-pays didn’t lower, coinsurance went up and out of pocket limit went to $6k/$8k. My possible annual costs doubled.

And ask Veterans about government run healthcare (those that lived through their wait).


21 posted on 09/24/2015 5:31:53 AM PDT by polymuser ( Enough is enough)
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To: IBD editorial writer

Look this is no surprise... Obama as usual LIED about the intent of “obamacare”..
The sole purpose of obamacare was to drive up insurance rates driving people to the “cheaper” obamacare and ONE SOURCE / NATIONALIZED HEALTHCARE..

Obamacare does not provide economical health insurance nor does it provide real healthcare..

IT IS STRICTLY A POLITICAL MOVE THAT FOOLED THE LIBTARDS AND FREE STUFF CROWN...AGAIN

the deductables are massive, doctors wont see you and if you get real sick you can die before you get treated...
thus once diagnosed with cancer in the UK .... you will die while waiting for treatment
In the USA the cancer diagnosed survival rate is the HIGHEST IN THE WORLD... but give obamacare time and YOU TOO CAN HAVE THE WONDERFUL NATIONALIZED MEDICINE LIKE THE UK AND CANADA..


25 posted on 09/24/2015 5:38:55 AM PDT by zzwhale
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To: All
Insurance fraud is an old, old scheme---pols use to get into office and keep themselves in office. Read on.

EXHIBIT ONE: a NJ school supt was arrested in the fall of 2010 and charged with 17 counts of bribery, mail fraud and wire fraud.

Authorities say that while serving as NJ high school superintendent, he and his co-conspirator, a Maryland insurance broker, concocted a scheme to inflate school insurance charges and kick back part of the money as bribes.

The two are accused of concealing more than $1 million in bribes from insurance brokers and other service providers. The company, Federal Hill Risk Management, served as the insurance broker for the NJ Regional school district from 1978.

Court documents say the two men spent stolen money on home renovations, watches that cost tens of thousands of dollars, and other personal expenses......and also allegedly bought a girlfriend - also on the school district payroll - a car and other gifts, including money for the college tuition of one of her relatives, according to court papers.

A federal investigation of the insurance broker of Baltimore has to do with NJ municipalities and NJ school plans---he is under state indictment for allegedly bilking $2.6 million from one school district and more than $200,000 from the muni, and was indicted by a federal grand jury.

The broker's son-in-law and a business partner were charged with stealing $216,000 from the NJ muni for a nonexistent wellness program for city workers.

A state grand jury issued an indictment in July charging money laundering, conspiracy, forgery and theft by deception. Authorities said they bilked $2.6 million from the schools over a six-year period.

A third man, of Bernardsville, pleaded guilty to theft by deception and false representation for a government contract in the same scheme targeting the school district.

The co-conspirators are alleged to have lied to the school’s insurance carrier, Cigna----they told Cigna that the school board authorized the insurance carrier to pay fees on behalf of the school board from its medical claims bank account for health care related programs and services that never existed, authorities said. That money, stolen from Nov 2003 to July 2009, went into personal bank accounts, the indictment alleges.

===================================================

EXHIBIT TWO: Judy Rapfogel a 37-year Silver employee---now COS to NY Dim Speaker Sheldon Silver---is under investigation after her husband, William Rapfogel, was fired as CEO of the NY Metropolitan Council on Jewish Poverty.

Investigators said Mr Rapfogel bought insurance policies for the Met Council at inflated prices and pocketed some of the excess funds as kickbacks....and directed other funds from the insurer to NY political campaigns.

INSURANCE SCAM OF LONG-STANDING---NYT REPORT--Sixteen years ago, Judy Rapfogel, now chief of staff to Democratic Sheldon Silver, ran for the NY City Council---the seat was in Mr. Silver’s home district and was unusually heavy on political firepower, especially when compared with Judy Rapfogel's rather modest campaign budget of $160,000.

But among the various campaign expenditures for Council candidate, Judy Rapfogel, was a disproportionate sum spent on a seemingly peripheral need: automobile insurance. The insurance payments accounted for 6 percent of Judy Rapfogels campaign’s spending, and cost more than double what the campaign spent to lease the vehicles themselves.

Fast forward to 2013---sixteen years after her losing campaign, a criminal complaint filed against Ms. Rapfogel’s husband has cast new light on Judy's long-ago insurance payments. Mr. Rapfogel is accused of conspiring for more than 20 years to pad payments from the tax-exempt Met Council (largely subsidized by state, city and fderal taxpayers), to a small Long Island insurance brokerage in exchange for kickbacks from the brokerage.

Century Coverage Corporation, the insurance brokerage at the center of Mr Rapfogel's criminal complaint, is the same one that Judy Rapfogel’s 1997 campaign paid for unusually large insurance coverage.

A spokesman for Mr. Silver said that Ms. Rapfogel was also not aware that her 1997 campaign had paid Century. The treasurer for Ms. Rapfogel’s campaign, Freda Fried, did not return calls or e-mails. Ms. Fried is Mr. Rapfogel’s sister.

Judy Rapfogel has not been implicated in the criminal case against her husband but is now being connected peripherally via the Century Insurance payments for her 1997 campaign.....she has hired a lawyer.

=================================================

Authorities said Rapfogel is suspected of stealing $5 million and kept at least $1 million in kickbacks for himself with the rest going to unnamed co-conspirators....... and paid no taxes on the ill-gotten gains.

Investigators seized about $400,000 in bricks of cash Rapfogel stashed in his and Judy's home. Judy Rapfogel said "she did not know" about her husband's stash and did not know about the $100,000 cash gift he gave to their son to purchase a house.

==============================================

Since 2003, city and state politicians have steered $5 million to the Met Council in discretionary funds known as “member items.” By law, charities like the Met Council cannot return the favor by assisting candidates directly or indirectly. But Rapfogel appears to have pushed the interpretation of that law, and at times, Rapfogel’s role as a fund-raiser has been quite direct.

Mr Rapfogel is listed in campaign finance records as collecting $18,250 for assorted candidates from 1994 to 2007. Nearly half of that money — $8,500 — came from people tied to Century Coverage. Century executives and their relatives have also donated or raised $130,000 for politicians who have funded the Met Council, records show.

One such politician is Speaker Silver, who has appropriated $868,000 in discretionary funds to the Met Council since 2006, and received $8,500 for his political committees from Century employees, records show.

Democrat David Weprin is another. From 2004 through 2009, when he was a city councilman, Weprin’s campaign committee received eight checks totaling $4,950 from Century employees. During that time, Weprin sponsored $700,000 in discretionary funds for the Met Council. Weprin, now an assemblyman, did not return calls seeking comment.

27 posted on 09/24/2015 6:22:03 AM PDT by Liz
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To: IBD editorial writer
Employer-based health insurance premiums climbed 4.2% this year for family plans, according to an annual Kaiser Family Foundation report.

My health insurance premium through my work went down in 2014 and rose about 4% in 2015.

That's up from 3% the year before. Since 2008, average family premiums have climbed a total of $4,865

So what percentage is that total, and what were the pre-Obamacare increases?

29 posted on 09/24/2015 6:31:59 AM PDT by DoodleDawg
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To: IBD editorial writer

(sigh)....Hillary or whomever the Dem candidate is will run around the country next summer blaming the BIG EEEEEEVIL GRRRREEEEEDY Insurance Companies, and most of the Low Infos will buy it. We’ll have single payer within a few years.


32 posted on 09/24/2015 7:11:54 AM PDT by Buckeye McFrog
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To: IBD editorial writer

The DC Lawyers have now completely hijacked healthcare and will continue to line their pockets with additional profits. Lawyers have developed an extortion racket to get a piece of every business. They run every branch of all federal and state governments which explains why we now have 5000 federal crimes and more than 100,000 additional rules and regulations, everyone of which benefits the lawyers and judges. Judges—black robed tyrants—have become dictators making new laws with the stroke of a pen by claiming some fabricated interpretation that always results in another cascade of lawsuits and extortion money for “the law”Yers. Some blackrobe in Oregon recently declared an old couple must pay a couple of homosexuals a $135,000 for not making them a wedding cake. But, but, this is “the law. Selective enforcement of the laws is now the game they play. We are all criminals if the lawyers say so.


34 posted on 09/24/2015 9:59:26 AM PDT by Neoliberalnot (Marxism works well only with the uneducated and the unarmed.)
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To: IBD editorial writer

At a different time in the history of this nation there would have been tar and feathers...


44 posted on 09/24/2015 1:06:01 PM PDT by Prov1322 (Enjoy my wife's incredible artwork at www.watercolorARTwork.com! (This space no longer for rent))
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To: IBD editorial writer

Guess the old expression is still true....”as empty as a politician’s promise”.


45 posted on 09/24/2015 1:38:20 PM PDT by oldtech
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