Posted on 09/29/2012 3:52:32 PM PDT by null and void
Two weeks ago a dear friend of mine decided to file for bankruptcy. As part of gathering the fees she went to her bank (which in the spirit of protecting the guilty, I won't name, let's just call it "Pursue") to close her accounts and get a money order.
She closed out her CD, checking account, savings account and surrendered her ATM/Debit card and Pursue credit card.
This week she gets a notice from Pursue. Not only did they fail to actually close her credit card account, they made an auto-payment to another bank.
Now they want her to send them the money.
That's not going to happen.
It's also not why I'm posting this.
A few months ago I to had occasion to close a couple accounts with my bank "Stagecoach". I've been getting monthly statements showing a 1¢ balance in each.
I haven't bothered to do anything about it, but now I'm starting to wonder:
Are American banks under orders to do all they can to avoid actually closing out accounts?
Is this an effort to camouflage the exodus from the banking system, brought to you by the same people who stop counting someone as unemployed when their unemployment benefits expire?
Or am I just being a nut-job again?
You can blame "Dodd-Frank" for that.
I had never heard of Pursue, so I looked them up.
I think depending on the part of the country, different take overs of different banks or same bank with different.
But oh, hell the banks are probably owned one person who just lays around the beach drinking G&Ts.
Going through that BS now, with BOA!
Cancel credit cards by registered U.S. mail, in it, request a written statement from them that they have closed the account, by law, they must do so.
I’m going to be closing an account with Bank of This Country’s Name in the next week or so. Just have to wait until all pending items have cleared. Hopefully there are no residual ill effects or other snafus.
nonsense. I had two names on an account before and had one tame taken off. This was maybe 15 years ago.
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I moved to Florida recently, had an agreement to pay monthly payments to Dish Network for early termination (due to being transferred with my job and apartment didn’t allow Dish). Woke up this morning and they had swiped THE ENTIRE $300 from my checking account and after hours of yelling at bank and Dish, found there was nothing I do about it.
And people wonder why people ‘Occupy.’ Yes, I owed it. I was paying on it, but I asked the bank if I owed someone money, were they legally allowed to snatch it out of my hands as I walked to my car? Same damn difference.
Oh, and the unemployment rate is not calculated by unemployment benefits. Many of self employed people are ‘unemployed’ and do not qualify to receive benefits. And other examples.
Sadly, I know this because I am how they calculate the rate. Or part of it anyway.
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