Posted on 11/21/2006 12:55:57 PM PST by Nothometoday
I am hoping for some help here. As most of us know, Wal-Mart is "the" local store for purchasing items. Things like school clothes, furniture and electronics can become very expensive, and take time to pay off.
Most stores have a lay away policy. I am a single parent and have purchased many items in this manner.
However, I found out today that Wal-mart is ending lay-away after Christmas.
This bugs me, I was hoping for some support from FReepers who have been there, Done that, and know Lay away can help many families.
I am asking you to either call Wal Mart and voice your opinion, or write to walmart.com with any suggestions.
I feel this is a poor policy, that will hurt many families.
Thank you for reading my post.
LOL!
That sounds like my accounting method.
I love point systems, etc. Unfortunately there are no Walgreen's or Costco's around here.
BTW, if asked for ID in Walgreens, do not allow them to scan it, they are tracking "adult" purchases for the Robert Woods Johnson Foundation.
And I was in a good mood, and everything!
What's layaway?
So sorry........didn't mean to upset your good mood.
What the list dances around is that they are the major funder of MADD, a big funder of PETA and PETA like groups, a big funder of gun grabbing groups like the Brady bunch, and of course all of the anti-smoker groups.
I've long understood the funding of the anti-smoker groups, MADD and PETA and their ilk, it's a follow the money thing, but I could never figure out a money angle on the gun-grabbers.
Well, I recently figured it out, and it's not a money thing per se, it's a control thing. An unarmed populace is much easier to control.
Exactly!
Money and Control.
Two sides of the same coin.
"BTW, if asked for ID in Walgreens, do not allow them to scan it, they are tracking 'adult' purchases for the Robert Woods Johnson Foundation."
Well, there's no liquor there and there's no porn, but there are condoms. And since I've been in one of those boring, straight, heterosexual God-Blessed MARRIAGES for over a decade now, those don't come into play.
I know. I'm skewing the statistics, but I'm boring and normal. What can I say? LOL!
It amazes me that there are so few people that are into getting useful stuff for free. Maybe we should shut up and quit talking about this before we ruin it for ourselves? LOL!
After moving near a Wal-Mart and seeing their prices, I can understand why so many people shop there. Low income people can buy things they might not be able to otherwise.
No LOL about it....you're right.
BTW, I got coupons in the mail today for free cheesecake filling and butter!!!
I won't say anything if you two don't mention it.
;-D
Good night.
They're just looking to cause their customers a little pain so there will be support for them buying a bank charter.
They should get it done well before the back-to-school push next Fall.
People frequently confuse retailers with lenders.
You should reconsider. They sometimes get used around my house to minimize the after-effects of the occasional "nooner".
Seems to me $30/wk X 4 weeks works out to the same $120, regardless of whether they (A.) put the stuff they need on layaway first or (B.) save up the money for 4 weeks and then go buy the stuff.
So, what am I missing? Nevermind, I see you've already been through this with someone else.
Earlier you wrote, "I worry about the poor people and how they will be able to clothe their families. Lay aways are a godsend to them." Given how layaway functions, perhaps you really meant to say it helps people who lack discipline to save the money for the things they need.
Lack of discipline? The children should wear rags because their parents lack discipline.
Either of you ever hear the phrase, "Rob Peter to pay Paul"?
Y'all sound like elitist snobs. Poor is poor. We're not talking shopping with a Platinum card at Marshall Field's, we're talking about trying to keep your kids warm and clothed. Jesus H. Christ. I'm finished with this thread. If you can't understand something as simple as to why poor people use lay aways, you'll never understand anything.
Have a good day and I hope y'all don't get a nose bleed.
You were invited many times to explain your statement that layaway benefits poor people. If it's so simple, why have you been unable (or unwilling) to explain it?
Then, when presented with a reasoned explanation, instead of giving us yours (assuming you have one), you blow a gasket, get all self-righteous, make a lot of silly accusations and run away so you don't have to subject yourself to any more reasoning.
Too funny!
Have a good day and I hope y'all don't get a nose bleed.
LOL ... Likewise, I'm sure!
Are you that dense? I already did. Try reading what someone posted before you get on your high horse with your superior attitude toward those less fortunate who need lay aways. Single mom's, single dad's, grandparents who raise their grandchildren. It's on post #28.
It's not blowing a gasket, it's being totally flabbergasted at someone who would punish children for the irresponsibility of the parents.
Reasoning? Give me a break. That old saying---"never argue with stupid people, they'll wear you down and beat you with their experience." That's why I choose to leave.
Have a Happy Thanksgiving, may you continue to prosper and never have the need for lay aways.
There is not a bit in #28 that explains why it is more efficient to have an item placed on layaway at $30 per paycheck than to have $30 per paycheck either added to a shopping card, placed in an interest-bearing (albeit minor) account, etc.
You make a car payment?
You make a house payment?
You make a furniture payment?
You make a credit card payment?
If you do-you're on a lay away plan of sorts, a pay as you go plan. Stop making payments on any of them and they go back into stock. If you don't want to use the installment plan---then pay cash for it on the spot or save your money till you have enough to pay for those things outright. Why's it different when talking about big ticket items instead of shoes, clothes and school supplies? Neither of them are yours till they are paid off. Hey, get you a low interest bearing account and save your money before buying that car or house. To some people, providing for their family's basic necessities is as hard as you saving until you have the entire amount for those big ticket items.
So, layaway plans charge interest?
Layaway plans allow you to take the merchandise away before its paid for?
If a store wants to offer that credit, its their right. It's also their right not to offer that credit. If a person is a credit risk and cannot finance the purchase externally, then why does it make sense for the store to do so, and end up with used merchandise on its hands?
I suspect few layaway plans operate the way you describe.
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